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13653 Cobalt Rd, Victorville, CA, 92392

4beds
4baths
2,814sqft
$515,000
$183price/sqft
$3,966/moest. monthly cost
$158,640/yrincome needed

About This Home

Victorville 4-bedroom, 4 bath open floor, 2 story home. The home has a formal living room open to the kitchen with a fireplace and oversized island for extra seating. Downstairs has a master bedroom/bath for guests or mother-in-law quarters. a formal living room when you first walk in then leads to a family room off the kitchen with separate dining area. The laundry is in doors with its own separate room, and the upstairs have an open bonus room that can be used for a game room, office or potential 5th bedroom if permitted. The master bedroom is oversized with tons of space for a sitting area and open to the master bathroom. The backyard is spacious and the solar panels are PAID FOR by the seller.

Getting Around

10
WalkingCar-Dependent
23
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

7/10
3/10
Silverado High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Disposal,Microwave,Water Heater
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Dual Sinks,Soaking Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Recessed Lighting,Primary Suite
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,814 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 3094091240000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,468 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 6
  • Parking features: Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$159$1,908
Property Taxes $600$7,200
Electricity $603$7,241
Total$3,966$47,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,977/yr
40% on housing$118,980/yr
45% on housing$105,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 92392$207
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92392$236
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$515,000
2023-12-05Sold$302,000
2019-01-26Listing removed$308,000
2019-01-20Price change$308,000
2018-11-05Listed for sale$317,000
2011-09-01Sold$150,000
2011-06-23Price change$149,900
2011-06-11Listed for sale--
2011-04-28Sold$349,320
2006-07-14Sold$369,500

For Sale by Agent

AgentDena Enborg
BrokerageGive2Give Realty

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