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1413 Chinatown Aly, Sacramento, CA, 95814

2beds
2baths
1,399sqft
$699,900
$500price/sqft
$4,769/moest. monthly cost
$190,760/yrincome needed

About This Home

Experience modern urban living in the heart of Sacramento with this contemporary multi-level loft offering style, flexibility, and income potential. The upper unit features 2 bedrooms and 2 full bathrooms with its own private entrance, spacious main living area, and bedrooms thoughtfully situated on separate floors for added privacy. Enjoy rooftop access perfect for relaxing or entertaining, along with the convenience of an in-unit washer and dryer and a private 1-car garage. The lower-level studio unit offers 1 bedroom and 1 full bathroom complete with its own kitchenette, washer and dryer, and direct access to the backyardideal for guests, rental income, or multi-generational living. Located just minutes from Golden 1 Center, Sutter Health Park, and some of downtown Sacramento's best restaurants, shopping, and entertainment, this property is perfect for a first-time buyer or savvy investor looking for an incredible opportunity in a prime location.

Getting Around

88
WalkingVery Walkable
59
TransitGood Transit
100
BikeBiker's Paradise

Schools

4/10
Washington ElementaryGrades K-60.3 mi
7/10
Miwok MiddleGrades 7-81.4 mi
6/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Stone,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Free-Standing Gas Oven,Washer/Dryer Stacked Included
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Stone,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,399 sqft

Kitchen

  • Features: Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Granite Counters,Walk-In Closet(s)

Master Bedroom

  • Features: Balcony,Sitting Area

Property

Details

  • Parcel number: 00200860360000
  • Zoning: R-3A
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Exterior features: Balcony
  • Fencing: Back Yard
  • Topography of land: Level,Level

Lot

  • Lot size: 1,812 sqft
  • Features: Sprinklers In Front,Irregular Lot,Street Lights,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$124$1,488
Property Taxes $708$8,496
Electricity $398$4,786
Total$4,769$57,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,508/yr
40% on housing$143,070/yr
45% on housing$127,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 95814$339
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95814$419
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$699,900
2026-07-15Price change$710,900
2026-05-19Listed for sale$724,900
2023-04-26Listing removed--
2023-03-16Price change$3,000
2023-03-12Listed for rent$3,400
2022-11-03Sold$575,000
2022-10-12Pending sale$599,990
2022-10-05Price change$599,990
2022-09-27Price change$634,990
2022-09-23Price change$635,990
2022-09-14Listed for sale$649,990
2008-12-23Sold$405,000

For Sale by Agent

AgentTim Leingang
BrokerageGranite Equity Group

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