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1080 31st St, Des Moines, IA, 50311

5beds
3baths
2,693sqft
$515,000
$191price/sqft
$3,885/moest. monthly cost
$155,400/yrincome needed

About This Home

This stunning all-brick home blends timeless charm with modern updates and is currently priced $25,000 below August 2025 appraisal—an incredible value you don’t want to miss. The original woodwork and detailing throughout were once described as “far surpassing any of the houses” remodeled or flipped nearby—and it’s true. If you value authentic quality and tasteful historic character over painted reproduction flash, this home will speak to your soul. This property has never been flipped—it’s been lovingly preserved. Every update has been done purposefully and with respect for its heritage. The gleaming hardwood floors, Edison light fixtures, and stunning stained-glass window remain intact, celebrating the home’s old-world charm. The remodeled kitchen provides modern function while honoring its vintage roots. The finished attic is a peaceful retreat that can be a primary or teenagers dream space.. A 3-season room opens to the fenced backyard, and the original carriage house has been converted to a 3-car garage with loft storage. The fireplace has been updated with gas logs, retaining its historical centerpiece. Set in a diverse, welcoming neighborhood near Drake University, this home has truly stood the test of time—offering a rare chance to own genuine craftsmanship in a world of quick makeovers.

Getting Around

64
WalkingSomewhat Walkable
37
TransitSome Transit
54
BikeBikeable

Schools

4/10
2/10
Callanan Middle SchoolGrades 6-80.5 mi
5/10
Roosevelt High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Rubber,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Separate/Formal Dining Room,Window Treatments
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: See Remarks,Window Unit(s)

Interior Area

  • Total structure area: 2,693
  • Total interior livable area: 2,693 sqft

Property

Details

  • Parcel number: 09004636034000
  • Zoning: N5

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Screened
  • Exterior features: Enclosed Porch
  • Fencing: Other

Lot

  • Lot size: 0.32 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 70 x 200

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$344$4,128
Property Taxes $737$8,844
Electricity $200$2,410
Total$3,885$46,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,200/yr
40% on housing$116,550/yr
45% on housing$103,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 50311$131
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50311$182
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Price change$515,000
2026-04-14Pending sale$524,900
2025-11-06Price change$524,900
2025-07-21Price change$534,900
2025-06-19Price change$539,900
2025-04-23Price change$549,900
2025-03-19Price change$559,900
2025-02-20Price change$569,900
2024-11-21Listed for sale$579,900
2001-09-28Sold$122,500

For Sale by Agent

AgentMELANEE STANBROUGH
BrokerageIowa Realty Mills Crossing

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