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2727 Shell Beach Rd #222, Pismo Beach, CA, 93449

1beds
1baths
1,079sqft
$1,225,000
$1,135price/sqft
$7,995/moest. monthly cost
$319,800/yrincome needed

About This Home

Welcome to this exceptional one-bedroom coastal retreat, ideally situated in a coveted corner location within the oceanfront Dolphin Bay Resort and Spa in Shell Beach, CA. Offering enhanced privacy, abundant natural light, and refreshing ocean breezes, this beautifully appointed residence captures views of the resort grounds, pool, and Pacific Ocean from its private patio. The thoughtfully designed interior features stone flooring, an open living and dining area, a cozy fireplace, and a well-equipped kitchen with premium finishes and ample cabinetry. The spacious bedroom provides a relaxing escape, complemented by a generous bathroom and walk-in closet. Offered fully furnished, this turnkey property is perfectly suited as a vacation getaway, full-time residence, or investment through the Hotel rental management program. Convenient elevator locations and dedicated parking add to the ease of ownership. Owners enjoy access to an impressive collection of resort amenities, including a heated pool and spa, oceanfront dining, fitness center, full-service spa, concierge services, room service, valet parking, beach access, BBQ areas, and fire pits. Located near scenic coastal trails, renowned golf courses, boutique shopping, and award-winning wineries, this unique residence offers an opportunity to enjoy the very best of California's Central Coast lifestyle.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Laguna Middle SchoolGrades 7-86.9 mi
10/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2006

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Bituthene,Flat,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Range Hood,Dryer,Washer
  • Laundry features: Electric Dryer Hookup,Inside

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Granite Counters,Linen Closet,Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Balcony,Ceiling Fan(s),Coffered Ceiling(s),Elevator,Granite Counters,Open Floorplan,Recessed Lighting,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Drapes
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,079 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Primary Suite

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,No Stairs

Details

  • Parcel number: 010048032
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2
  • Pool features: Fenced,Gunite,Heated,In Ground,Association
  • Patio & porch: Covered,Tile
  • Has spa: Yes
  • Spa features: Association,In Ground
  • Fencing: None
  • Has view: Yes
  • View description: Coastline,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Front,Ocean Side Of Freeway,Ocean Side Of Highway

Lot

  • Lot size: 981 sqft
  • Features: Bluff,Drip Irrigation/Bubblers,Sprinklers In Rear,Sprinklers In Front,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Assigned,Concrete,Covered,Underground,One Space,Community Structure,Valet
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$245$2,940
Property Taxes $1,158$13,896
Electricity $398$4,786
Total$7,995$95,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,114/yr
40% on housing$239,850/yr
45% on housing$213,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,135This listing

vs Other Active Listings

Avg $/sqft

ZIP 93449$557
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93449$679
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$1,225,000
2026-06-22Listed for sale$1,250,000

For Sale by Agent

AgentFrankie Ciano
BrokerageCiano Real Estate, Inc.

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