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698 W Rico Way, Mountain House, CA, 95391

5beds
4baths
3,569sqft
$1,050,000
$294price/sqft
$7,988/moest. monthly cost
$319,520/yrincome needed

About This Home

Welcome to 698 W Rico Way, a spacious and thoughtfully upgraded home on a desirable corner lot in one of Tracys most sought after neighborhoods. Boasting 5 bedrooms plus a versatile loft that can serve as a 6th bedroom, office, or flex space, this home offers an ideal layout for both daily living and entertaining. With 4 full bathrooms, including a Jack and Jill setup, and a downstairs bedroom for guests or multi-generational living, comfort and functionality are front of mind. Inside, enjoy updated luxury vinyl plank flooring and wood shutters throughout. The kitchen features granite countertops, stainless steel appliances, and ample space to gather. Generous room sizes continue upstairs and down. A three car garage and long driveway provide plenty of parking. The low-maintenance backyard with turf and easy care front yard make for effortless living. Located just within just minutes and nearby to Bethany Elementary School and Mountain House High School, with nearby parks, a peaceful setting, and quick highway access, this home combines ample space, upgrades, and convenience.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
10/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: BreakfastNook, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: 2 plus Zones
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,569
  • Total interior livable area: 3,569 sqft

Property

Details

  • Parcel number: 25446021
  • Zoning: R-L
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 6,074 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$174$2,088
Property Taxes $1,740$20,880
Electricity $765$9,183
Total$7,988$95,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,874/yr
40% on housing$239,640/yr
45% on housing$213,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 95391$376
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95391$363
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,109,000
2026-03-19Listed for sale$1,169,000
2024-12-10Listing removed$3,100
2024-12-06Listed for rent$3,200
2018-01-12Listing removed$2,600
2018-01-05Listed for rent$2,600
2016-10-16Listing removed$2,800
2015-06-25Listing removed$2,600
2015-05-05Listed for rent$2,600
2010-07-02Sold$375,000
2010-02-05Listed for sale$370,000
2007-02-05Sold$786,000

For Sale by Agent

AgentAndrew Tseng
BrokerageColdwell Banker Realty

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