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20848 Shrub Oak Dr, Patterson, CA, 95363

4beds
3baths
2,658sqft
$449,000
$169price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

Lovely 4 bedroom, 2.5 bath home located on a corner lot in peaceful Diablo Grande Gate Community -The Vineyards Area.....where affordabilty meets tranquility. Home features separate living room, formal dining room and family room! All new vinyl flooring througout first level. Spacious kitchen is open to family room and has an island and dining bar, a gas range and pantry closet. Storage closet under staircase, and all spacious rooms with generous closets. Convenient upstairs laundry room with cabinets and natural light. Primary suite offers natural light, spaciousness, separate tub and shower and walkin closet. This properties functioning floor plan makes entertaining and living so comfortable. Security guard shack for saftey before entering the area makes its so nice and gives peace of mind. It's move in ready condition makes it effortless and inviting! Enjoy the quiet scenic hills as you stroll or hike within the community. A quick 1 hr drive to downtown Livermore or 1.25 hrs to Walnut Creek.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Bonita Elementary SchoolGrades K-510.1 mi
4/10
Yolo Junior High SchoolGrades 6-813.8 mi
6/10
Orestimba High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Wine Refrigerator,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Upper Level,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo,Formal Area

Features

  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,658 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Pantry Closet,Granite Counters,Kitchen Island,Stone Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s),Walk-In Closet 2+

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 025030046000
  • Zoning description: RES
  • Special condition: Standard

Features

  • Exterior features: Dog Run
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 5,941 sqft
  • Features: Sprinklers In Front,Corner Lot,Curb(s)/Gutter(s),Street Lights,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire
Landslide
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$133$1,596
Property Taxes $273$3,276
Electricity $569$6,839
Total$3,245$38,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 95363$243
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95363$229
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-18Listed for sale$449,000
2010-04-19Sold$145,000
2010-01-26Sold$160,000
2009-08-08Listing removed$165,000
2009-06-12Listed for sale$165,000
2006-12-29Sold$509,500

For Sale by Agent

AgentDebbi Agresti
BrokeragePMZ Real Estate

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