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322 Morning Star Circle, Black Hawk, CO, 80422

0beds
0baths
630sqft
$250,000
$397price/sqft
$1,643/moest. monthly cost
$65,720/yrincome needed

About This Home

Tucked away in the peaceful mountains of Black Hawk, this cabin offers a unique opportunity to create your own Colorado getaway. Surrounded by towering pines and natural beauty, you’ll enjoy birds chirping all summer long and a quiet, private setting that makes this area so special. This property offers incredible potential and is ready to be customized to suit your needs. Whether you’re envisioning a cozy weekend retreat, investment opportunity, or full-time mountain escape, this is your chance to bring your vision to life. Outdoor enthusiasts will love the close proximity to fishing, hiking, biking, and year-round recreation right out your door. Conveniently located just 30 minutes from Golden, you’ll enjoy the perfect balance of accessibility and true mountain living. Don’t miss the opportunity to own a piece of Colorado in a serene and scenic setting. Property uses a cistern system with hauled water. No well currently installed. Come take a look and imagine the possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Roof: Composition,Other
  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 630

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Property

Details

  • Parcel number: R005293
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Some Of The Seller's Items Will Remain,But Most Will Stay With The Home.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 1.96 Acres
  • Features: Mountainous

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$116$1,392
Property Taxes $77$924
Electricity $186$2,232
Total$1,643$19,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,331/yr
40% on housing$49,290/yr
45% on housing$43,813/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 80422$408
Gilpin County$299

vs Homes Sold Last Month

Median $/sqft

ZIP 80422$269
Gilpin County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$325,000

For Sale by Agent

AgentJackie Pyles
BrokerageOmni Real Estate Company Inc

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