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206 Pinon Circle, Black Hawk, CO, 80422

4beds
3baths
3,199sqft
$699,000
$219price/sqft
$4,316/moest. monthly cost
$172,640/yrincome needed

About This Home

Spacious mountain 4 bedroom 3 bathroom home, over 3000 square feet, in a prime location in the coveted Missouri Lakes Subdivision. Enjoy Southern exposure and lake frontage on this stunning level parcel. This home has a two level Solarium which provides passive solar heat. Upper primary bedroom has fireplace & Solarium access. Spacious living room with gas fireplace leads to spacious rear South deck. Main level also has two bedrooms, full bathroom, an exterior balcony, kitchen, dining room, laundry room & two pantries. Finished walkout basement has Southern exposure, rear covered patio access, 2 bonus/bedrooms, full bath & family room plus utility room. Circular/horseshoe asphalt driveway provides easy access to the oversized 2 car garage. Close to the Peak to Peak scenic byway, World class skiing, mountain biking, hiking, snowshoeing, ATVing, rock climbing, rafting, casinos, fine dining & Opera, National Forests & Golden Gate Canyon State Park, this is a spectacular location. New boiler, newer water heater, newer roof, newer well pump. 200 Amp electrical service. High speed internet. Super low Gilpin County RE-1 taxes. Must see. Home warranty. *Seller is Offering a 2-1 Buydown*. Highly Motivated Seller!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Oven,Range,Range Hood,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access

Bathroom

  • Features: En Suite Bathroom,Primary Suite
  • Level: Main
  • Area: 45
  • Dimensions: 5 x 9

Bathroom

  • Level: Upper
  • Area: 90
  • Dimensions: 9 x 10

Bathroom

  • Level: Basement
  • Area: 42
  • Dimensions: 7 x 6

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 10 x 15

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 13 x 14

Bedroom

  • Level: Basement
  • Area: 99
  • Dimensions: 9 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper
  • Area: 220
  • Dimensions: 11 x 20

Bonus Room

  • Level: Basement
  • Area: 121
  • Dimensions: 11 x 11

Bonus Room

  • Level: Basement
  • Area: 338
  • Dimensions: 13 x 26

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Family Room

  • Level: Basement
  • Area: 464
  • Dimensions: 16 x 29

Features

  • Ceiling Fan(s),High Ceilings,High Speed Internet,Open Floorplan,Pantry,Primary Suite,Smoke Free,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Bamboo,Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,333
  • Finished area above ground: 1,866

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 3,199
  • Total interior livable area: 3,199 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6 x 6

Living Room

  • Level: Main
  • Area: 480
  • Dimensions: 16 x 30

Loft

  • Level: Upper
  • Area: 165
  • Dimensions: 11 x 15

Sun Room

  • Level: Main
  • Area: 104
  • Dimensions: 8 x 13

Utility Room

  • Level: Basement
  • Area: 78
  • Dimensions: 6 x 13

Property

Details

  • Parcel number: R003401
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Seller's Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Mountain(s),Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Residential vegetation: Aspen,Mixed,Partially Wooded,Wooded

Lot

  • Lot size: 1.10 Acres
  • Features: Level,Many Trees,Near Ski Area,Protected Watershed,Rock Outcropping

Parking

  • Total spaces: 10
  • Parking features: Dry Walled,Insulated Garage,Lighted,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire
Landslide
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$326$3,912
Property Taxes $215$2,580
Electricity $241$2,897
Total$4,316$51,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,977/yr
40% on housing$129,480/yr
45% on housing$115,093/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 80422$397
Gilpin County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 80422$269
Gilpin County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$695,000
2026-06-24Price change$699,000
2026-05-28Listed for sale$749,900
2026-05-07Listing removed$749,900
2026-04-26Pending sale$749,900
2026-03-22Price change$749,900
2026-01-07Listed for sale$774,900
2018-02-14Sold$455,000

For Sale by Agent

AgentTony Thorpe
BrokerageCrocker Realty, LLC

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