See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

582 Karlann Drive, Black Hawk, CO, 80422

2beds
1baths
950sqft
$489,000
$515price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom, 1-bath ranch-style home situated on a level 1.11-acre lot, offering the perfect blend of usable land, privacy, and mountain living. Thoughtfully renovated throughout, this inviting property combines rustic Colorado character with modern comfort and peace of mind. Inside, you’ll find a fully remodeled kitchen designed for both function and style, warm tongue-and-groove ceilings, LED recessed lighting, and a newly tiled mudroom featuring restored and stained original logs that highlight the home’s natural charm. Extensive improvements provide true move-in readiness, including a new Class 4 hail-resistant roof, new plumbing, updated electrical, forced-air furnace, well pump and filter, and fresh interior and exterior paint. The bathroom has been fully refreshed, and additional upgrades include new interior and exterior doors, ceiling fans, window sills, exterior trim, and metal skirting, along with a welcoming new front deck that enhances curb appeal and outdoor living. Set on a flat and usable 1.11-acre lot, the property is fire-mitigated and features a fenced backyard ideal for pets, play, or relaxing outdoors. The area directly behind the home consists of a protected wetland area where building is not permitted, helping preserve privacy and natural surroundings. Every detail has been carefully considered to create a home that feels both comfortable and durable, offering lasting value and a true sense of mountain retreat living just waiting to be enjoyed.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame,Log,Metal Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Range Hood,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Solid Surface Counters,T&G Ceilings,Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 950

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Kitchen

  • Level: Main

Mud Room

  • Level: Main

Property

Details

  • Parcel number: R006162
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Dog Run,Fire Pit,Private Yard
  • Fencing: Partial

Lot

  • Lot size: 1.11 Acres
  • Features: Ditch,Fire Mitigation,Level,Many Trees,Meadow,Near Ski Area,Secluded

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$228$2,736
Property Taxes $150$1,800
Electricity $186$2,232
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 80422$399
Gilpin County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 80422$269
Gilpin County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$489,000
2026-07-10Price change$515,000
2026-06-12Listed for sale$535,000
2021-05-06Sold$310,000

For Sale by Agent

AgentMelissa Kluck
BrokerageHomeSmart

Similar Homes