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81 High Country Lane, Black Hawk, CO, 80422

1beds
1baths
1,144sqft
$330,000
$288price/sqft
$2,109/moest. monthly cost
$84,360/yrincome needed

About This Home

Great location between Mid-Gilpin and Rollinsville. This log-sided home is on a level, corner lot, close to the Peak To Peak Scenic Byway, National Forest, and directly across from Timberline Station 4. This home is mostly original and presents a great opportunity to remodel and modernize. Original furnace, water heater and pressure tank all in working order. Cozy stone fireplace provides ample heat. Original range in kitchen. Huge living room windows provide views and natural light. Oversized one car garage and unfinished basement space. Domestic well allows for interior and exterior use. Solid bones. No HOA. Bring your tools and have instant equity.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1961

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Block,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8 x 5

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Basement
  • Area: 216
  • Dimensions: 18 x 12

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 8 x 12

Features

  • High Speed Internet,Laminate Counters,Open Floorplan,T&G Ceilings
  • Flooring: Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 728

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Living Room

  • Level: Main
  • Area: 405
  • Dimensions: 15 x 27

Utility Room

  • Level: Basement
  • Area: 60
  • Dimensions: 15 x 4

Property

Details

  • Parcel number: R004370
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Negotiable

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Aspen,Grassed,Mixed,Partially Wooded,Wooded

Lot

  • Lot size: 0.92 Acres
  • Features: Corner Lot,Level,Many Trees,Near Ski Area

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$154$1,848
Property Taxes $101$1,212
Electricity $186$2,232
Total$2,109$25,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,308/yr
40% on housing$63,270/yr
45% on housing$56,240/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 80422$405
Gilpin County$298

vs Homes Sold Last Month

Median $/sqft

ZIP 80422$269
Gilpin County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$330,000

For Sale by Agent

AgentTony Thorpe
BrokerageCrocker Realty, LLC

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