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683 35th St, Des Moines, IA, 50312

5beds
2baths
2,010sqft
$345,000
$172price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Classic Des Moines character meets move-in-ready updates at 683 35th St. This 5 bedroom, 2 bath bungalow-style two story offers the charm buyers love with the renovations they want. From the inviting open front porch--perfect for morning coffee or watching the neighborhood go by--to the beautiful woodwork throughout, this home has warmth and personality from the moment you arrive. Inside, the spacious living room offers flexible setup options for relaxing, hosting, or creating multiple conversation areas. The updated kitchen is bright, functional, and generously sized, making it a natural gathering spot for everyday living or entertaining. Just off the kitchen, the spacious dining area provides the perfect place for meals, holidays, game nights, or gathering with friends. The main floor also features two bedrooms and a full bath, offering convenience and flexibility for guests, a home office, or main-level living needs. Upstairs, you'll find three additional bedrooms and a second bathroom, giving this home impressive space and versatility. With a completely renovated interior, newer mechanicals, a newer roof, and a new concrete pad in the back with great future garage potential, 683 35th St. is full of opportunity in a central Des Moines location. A character-filled home with space, updates, and room to grow--this one is ready to welcome its next chapter.

Getting Around

78
WalkingVery Walkable
34
TransitSome Transit
64
BikeBikeable

Schools

5/10
3/10
Callanan Middle SchoolGrades 6-80.3 mi
4/10
Roosevelt High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Carpet
  • Finished area above ground: 2,010

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,010
  • Total interior livable area: 2,010 sqft

Property

Details

  • Parcel number: 782406405002
  • Zoning: Res
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 8,276 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$232$2,784
Property Taxes $463$5,556
Electricity $149$1,799
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 50312$232
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50312$213
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$360,000

For Sale by Agent

AgentRyan Rohlf
BrokerageKeller Williams Legacy Group

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