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523 E 148th Street, Bronx, NY, 10455

8beds
6baths
3,606sqft
$1,367,000
$379price/sqft
$9,009/moest. monthly cost
$360,360/yrincome needed

About This Home

Fantastic Investment Opportunity in Mott Haven! Snap up this strong income-producing 3-unit property in the heart of vibrant Mott Haven—surrounded by shops, restaurants, and rapid development. This impressive 3,606 sq. ft. Triplex -multifamily offers a flexible mix of spacious 2-3 & 3 bedroom units, 2 bedrooms featuring 2 bathrooms, the 3 bedrooms including an ensuite, and separate utilities for added convenience and reduced owner expenses. A full, walk-out basement provides additional living or storage potential and opens to a large private backyard, perfect for entertaining, relaxing, or creating your own zen retreat. A commuter’s dream, the property is ideally located near the 2, 5, and 6 subway lines as well as the Bx17 bus, offering easy access throughout the city. The 1st and 3rd floor units are currently occupied (no lease)as per seller request, will allow access to serious buyers. the unit can be delivered vacant—an excellent opportunity for investors or owner-occupants to customize use and maximize return. Don’t miss this chance to invest or live in a thriving neighborhood for a fraction of the price. Opportunities like this don’t last! BOM: Deal fell through.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

5/10
Ps 277Grades PK-50.1 mi
4/10
IS 584Grades 6-80.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Chandelier,Eat-in Kitchen,Open Kitchen,Pantry,Primary Bathroom
  • Flooring: Hardwood

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 3,606
  • Total interior livable area: 3,606 sqft

Property

Details

  • Parcel number: 022750140
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Exterior features: Private Roof
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,854 sqft
  • Lot size dimensions: 84.77

Parking

  • Parking features: Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,912$82,944
Home Insurance *$614$7,368
Property Taxes $888$10,656
Electricity $595$7,151
Total$9,009$108,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$308,880/yr
40% on housing$270,270/yr
45% on housing$240,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 10455$448
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10455$428
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$1,367,000
2026-03-16Pending sale$1,388,000
2025-11-21Listed for sale$1,388,000
2006-10-19Sold$649,000
2005-06-13Sold$450,000

For Sale by Agent

AgentEvelyn Jean-Delere
BrokerageChristie's Int. Real Estate

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