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3816 Waldo Ave APT 3A, Bronx, NY, 10463

3beds
2baths
--sqft
$699,999
--price/sqft
$4,564/moest. monthly cost
$182,560/yrincome needed

About This Home

3 Beds, 2 Baths at The Waterford! Here is a wonderful opportunity for a three-bedroom, two-bath residence at The Waterford Condominium in the Bronx’s desirable Riverdale neighborhood. The 24-unit contemporary boutique building is close to shops, restaurants, and expansive greenspaces. The layout for this unit is spacious and welcoming, with lovely Brazilian cherry floors throughout. The open main living and dining area provides lots of space for relaxation and entertainment, and there is also the bonus of a lovely private balcony with treetop views. An updated gourmet kitchen features stone counters and matching backsplashes, stainless steel appliances, and attractive cabinetry. A large primary bedroom offers corner exposures, a wall of closet space, and the luxury of an ensuite bath with both a frameless shower and a separate tub. There are two more attractive bedrooms plus another full bath. Also notable is the in-unit washer/dryer, recessed overhead lighting, central heat and A/C, video intercom. This unit comes with garage parking with an EV (electric vehicle) charger, and extra storage. The pet-friendly Waterford provides a nice selection of amenities including a lobby, part-time doorman, super, fitness center, party room for events, a quiet library/meeting room, and a children’s playroom. The location is also excellent, near to multiple green spaces including Van Cortland Park with golf, horseback riding, athletic fields, and trails. Bakeries, delis, restaurants, and the 1 train are all nearby.

Getting Around

95
WalkingWalker's Paradise
0
TransitVery Limited Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 057771006
  • Special condition: Resale

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$325$3,900
Property Taxes $454$5,448
Electricity $246$2,954
Total$4,564$54,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,480/yr
40% on housing$136,920/yr
45% on housing$121,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10463$346
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10463$498
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for rent$4,500
2026-06-04Listed for sale$699,999
2021-05-17Sold$650,000
2021-02-26Pending sale$640,000
2021-02-01Listing removed--
2020-12-15Price change$640,000
2020-11-17Listed for sale$670,000
2020-02-20Listing removed$689,900
2019-10-24Price change$689,900
2019-09-18Listed for sale$700,000
2015-07-20Sold$561,250
2015-04-02Listing removed$590,000
2014-10-08Listed for sale$590,000
2009-04-22Listing removed$650,000
2009-01-18Listed for sale$650,000
2007-04-09Sold$628,260

For Sale by Agent

AgentMatthew Bizzarro
BrokerageBizzarro Agency

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