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41 Topside Ln, Staten Island, NY, 10309

3beds
3baths
2,490sqft
$850,000
$341price/sqft
$5,613/moest. monthly cost
$224,520/yrincome needed

About This Home

Beautiful home located at The Tides 55+ community! Welcome to this spacious and rarely available 3 bedroom unit in one of Staten Island's sought after 55+ gated communities. Unlike most homes in the community, which offer 2 bedrooms, this desirable model features 3 bedrooms, 2 full bathrooms, and 1 3/4 bathroom, providing exceptional flexibility. The main level offers an inviting open concept layout with a large kitchen featuring island seating, seamlessly flowing into the dining area and living room, perfect for both everyday living and entertaining. Sliding glass doors off the living room lead to a private backyard patio, creating a peaceful outdoor space for relaxing. The first floor primary suite provides convenient one level living and includes a spacious walk-in closet and a private bathroom with a walk-in shower. A second bedroom on the main floor can easily serve as a guest room, den, or home office and is located adjacent to a full bathroom. Also on this level is a laundry room and direct access to the attached garage. The second floor offers an expansive loft style family room or recreation area, ideal for entertaining, or a second living space. This level also includes a generously sized third bedroom with a large walk in closet and an additional full bathroom, providing privacy for overnight guests or extended family. Residents enjoy outstanding community amenities, including a beautifully appointed clubhouse featuring a welcoming gathering room, fitness center, game and card rooms, a large event space for community activities or private parties, an outdoor inground swimming pool, tennis court, and additional recreational amenities. The gated entrance with security provides added peace of mind. Conveniently located near shopping, restaurants, public transportation, and major roadways, this home combines low maintenance living with convenience. Don't miss this rare opportunity to own one of the few 3 bedroom homes in this active adult community.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
Is 34 TottenvilleGrades 6-81.6 mi
7/10
Tottenville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2006

Materials

  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Walk-In Closet(s),Central Vacuum,Ceiling Fan(s)

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,490
  • Total interior livable area: 2,490 sqft

Property

Details

  • Parcel number: 075960156
  • Zoning: R3-2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio
  • Fencing: Back Yard

Lot

  • Lot size: 1,306 sqft
  • Features: Back Yard,Side
  • Lot size dimensions: 35.6 x 47

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$281$3,372
Property Taxes $623$7,476
Electricity $411$4,937
Total$5,613$67,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,445/yr
40% on housing$168,390/yr
45% on housing$149,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 10309$428
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10309$413
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$850,000
2013-05-03Sold$520,000
2013-03-08Pending sale$529,000
2013-03-02Listed for sale$529,000
2007-05-23Sold$485,706

For Sale by Agent

AgentGloria Craven
BrokerageKeller Williams Realty Staten Island

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