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1202 1st St, Elgin, OK, 73538

3beds
2baths
1,700sqft
$239,500
$141price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

This modern brick ranch home offers a large open floor plan with high ceilings, a brick fireplace, 3 bedrooms, and 2 full bathrooms. Plus, this home sits on a corner lot, and within walking distance to the Elgin Schools. The close proximity to Fort Sill, and the small town charm of Elgin makes this home the perfect place to call home.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Elgin Elementary SchoolGrades PK-40.4 mi
7/10
Elgin Middle SchoolGrades 5-80.5 mi
8/10
Elgin High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Original
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric,Freestanding Stove,Microwave,Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate

Features

  • One Living Area
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Ceramic Tile,Carpet
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Central,Heat Pump
  • Cooling features: Central-Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 04N10W314500600010008
  • Zoning description: R-1 Single Family

Features

  • Levels: One
  • Patio & porch: Covered Porch,Open Patio
  • Fencing: Wood

Lot

  • Lot size: 10,200 sqft
  • Lot size dimensions: 85 x 120

Parking

  • Total spaces: 2
  • Parking features: Double Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Wildfire

FEMA Declared Disasters in Comanche County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,211$14,532
Home Insurance $223$2,676
Property Taxes $135$1,620
Electricity $144$1,732
Total$1,713$20,556

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 73538$168
Comanche County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 73538$158
Comanche County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$239,500
2026-06-12Listed for sale$247,500
2022-01-18Listing removed--
2022-01-08Listed for rent$1,625
2021-07-11Listing removed--
2021-06-10Listed for rent$1,600
2018-08-27Sold$148,000
2018-08-03Price change$154,900
2018-07-13Listed for sale$159,900
2017-11-14Listing removed$145,000
2017-10-31Listed for sale$145,000
2016-08-02Listing removed$155,000
2016-07-20Price change$155,000
2016-07-06Price change$163,000
2016-04-27Price change$164,900
2016-02-05Listed for sale$168,000
2015-10-29Sold$138,000
2015-08-26Listed for sale$137,500
2013-07-01Listing removed$149,900
2013-06-12Listed for sale$149,900
2007-06-04Sold$157,000

For Sale by Agent

AgentFRAN HARRELL
BrokerageRE/MAX PROFESSIONALS

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