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About This Home

Professional photos coming soon! Welcome to this spacious 5-bedroom plus den, 3.5-bathroom corner-lot gem located in a highly desirable Merced neighborhood. Boasting over 2,900 square feet of living space, this 2007-built home offers a fantastic layout featuring a grand, large kitchen equipped with beautiful granite countertops, a center island, an ample pantry cabinet, and a seamless flow into the family roommaking it absolutely perfect for large families or entertaining.Downstairs, you will find both a dedicated den/office space and a convenient bedroom with a full bathroom, providing the perfect setup for guests, multi-generational living, or working from home.Situated in a prime location, this property offers unbeatable convenience. It is located close to UC Merced, within easy reach of Mercy Medical Center, and just a short walk to the Yosemite bus station. Families will love the proximity to the local park and being within the Merced City School District. Whether you are looking for your forever family home or a high-potential investment property, this corner-lot opportunity is a must-see!

Getting Around

Car-Dependent

Very Limited Transit

Bikeable

Schools

4/10

Donn B. Chenoweth Elementary SchoolGrades K-60.9 mi

5/10

Herbert H. Cruickshank Middle SchoolGrades 7-81.5 mi

4/10

Golden Valley High SchoolGrades 9-122.9 mi

Construction

Condition

Year built: 2007

Materials

Foundation: Slab
Roof: Tile
Construction materials: Stucco,Frame,Wood

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Dishwasher,Microwave,Free-Standing Gas Oven,Dryer,Washer
Laundry features: Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
Partial bathrooms: 1

Dining Room

Features: Formal Area

Features

Flooring: Carpet,Tile,Vinyl
Number of fireplaces: 1
Fireplace features: Gas Starter
Fireplace: Yes

Heating & Cooling

Heating features: Central
Cooling features: Central Air

Interior Area

Total structure area: 0
Total interior livable area: 2,903 sqft

Kitchen

Features: Pantry Cabinet,Granite Counters,Kitchen Island,Kitchen/Family Combo

Property

Details

Parcel number: 008414008000
Zoning: R1
Special condition: Standard

Lot

Lot size: 6,298 sqft
Features: Corner Lot,Shape Regular

Parking

Total spaces: 2
Parking features: Attached,Garage Faces Front
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

DroughtRelatively High
Inland FloodingRelatively High
EarthquakeModerate
Heat WaveModerate
LightningModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Merced County and California

Earthquake

Flood

Mud Landslide

Severe Ice Storm

Severe Storm

Snowstorm

Straight Line Winds

Tropical Storm

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$2,527	$30,324
Home Insurance *	$175	$2,100
Property Taxes	$776	$9,312
Electricity	$622	$7,470
Total	$4,100	$49,200

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$164,000/yr

35% on housing$140,571/yr

40% on housing$123,000/yr

45% on housing$109,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered

Wildfire

Visit Website →

Current Policies

Residential: 417,310Commercial: 13,990

Total Premiums$1.42B

Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%

6.9%

0%30.0%

Electricity Growth Rate10-year average: 4.3%

4.3%

0%15.0%

Property Taxes Growth Rate2-year average: 2.7%

2.7%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239

Merced County$326

vs Homes Sold Last Month

Median $/sqft