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4096 Toulon Ct, Merced, CA, 95348

4beds
4baths
3,291sqft
$590,000
$179price/sqft
$4,533/moest. monthly cost
$181,320/yrincome needed

About This Home

Welcome to your dream home in the highly sought-after North Merced neighborhood! This beautifully maintained 4-bedroom, 4-bathroom home offers 3,291 square feet of living space and a spacious 3-car garage, all situated on a 7,562 square foot lot tucked away at the end of a peaceful cul-de-sac. Thoughtfully landscaped front and back yards create exceptional curb appeal, while front porch shades, an extended driveway, and ample street parking add everyday convenience. Step inside to a grand entryway with soaring ceilings that fill the formal living and dining areas with abundant natural light. The gourmet kitchen is designed to impress, featuring granite countertops, generous cabinetry, and a large center island ideal for cooking, gathering, and entertaining. The expansive primary suite provides a private retreat with room for a king-size bed and sitting area. Enjoy added comfort with French door access, dual vanities, a relaxing sunken tub, and a separate shower. Elegant wood and tile flooring throughout the home enhances both style and functionality. Upstairs, a versatile loft offers endless possibilities like a home office, gym, media room, or optional additional bedroom. The low-maintenance cement backyard is perfect for entertaining, complete with a charming gazebo ready for outdoor gatherings and relaxation. Conveniently located near UC Merced, Merced College, shopping centers, dining, and everyday essentials, this exceptional property also comes with the added benefit of no HOA fees. Offering comfort, space, and an unbeatable location, this is a home you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
El Capitan HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Area: 0

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,291
  • Total interior livable area: 3,291 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 206210013000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,562 sqft
  • Features: Urban

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$154$1,848
Property Taxes $691$8,292
Electricity $705$8,468
Total$4,533$54,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,417/yr
40% on housing$135,990/yr
45% on housing$120,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$215
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$590,000
2026-05-23Price change$600,000
2024-11-16Listed for sale$610,000
2009-06-11Sold$280,000

For Sale by Agent

AgentXay Yang
BrokerageLondon Properties, Ltd.

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