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155 Waterford Cir, Rancho Mirage, CA, 92270

4beds
5baths
6,202sqft
$3,175,000
$512price/sqft
$23,659/moest. monthly cost
$946,360/yrincome needed

About This Home

South-facing on over half an acre, this contemporary estate offers exceptional privacy and sweeping mountain views. A gated courtyard with manicured landscaping, paved walkway, and tranquil water feature set the tone for the home's refined design.Inside, soaring 14-foot coffered ceilings frame the formal living and dining areas, anchored by a see-through fireplace. Automated Fleetwood pocket doors create seamless indoor-outdoor living, opening to expansive entertaining spaces.The chef's kitchen flows effortlessly into the family room and features rich walnut cabinetry, a granite island, and Wolf, Thermador, and Sub-Zero appliances, along with a walk-in pantry. A casual dining area and dedicated bar overlook the lush grounds through walls of glass, while a second set of Fleetwood doors leads to a covered patio with fireplace, resort-style pool and spa, fruit trees, and stunning southwest mountain vistas.The private primary retreat is complete with its own fireplace, sitting area, and a spa-inspired bath featuring limestone floors, a soaking tub, dual water closets, and two walk-in closets.An attached casita offers flexible guest space with a separate sitting area, wet bar, and bedroom. A third bedroom is ensuite, while the fourth is currently configured as a custom home office with built-in desks.Additional highlights include a climate-controlled three-car garage and four new TRANE HVAC systems. This is a rare opportunity to experience luxury, comfort, and privacy in a beautifully designed desert home. Contact for a private showing.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Rancho Mirage HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Bidet,Jetted Tub,Separate Shower,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Separate/Formal Dining Room,High Ceilings,Recessed Lighting,Smart Home,Bar,Primary Suite,Utility Room,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Double Door Entry,Sliding Doors
  • Window features: Blinds,Drapes,Skylight(s)
  • Flooring: Carpet,Stone
  • Fireplace features: Family Room,Gas,Primary Bedroom,See Through
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 6,202 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchenette

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 688330033
  • Special condition: Notice Of Default

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Pebble,Salt Water
  • Patio & porch: Concrete,Covered
  • Exterior features: Fire Pit
  • Spa features: In Ground,Private
  • Fencing: Stucco Wall
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.62 Acres
  • Features: Drip Irrigation/Bubblers,Planned Unit Development,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,054$192,648
Home Insurance *$1,086$13,032
Property Taxes $5,190$62,280
Electricity $1,329$15,959
Total$23,659$283,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$811,165/yr
40% on housing$709,770/yr
45% on housing$630,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 92270$427
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92270$421
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$3,175,000
2021-12-15Listing removed--
2021-09-11Listed for sale$2,995,000
2016-01-07Sold$2,205,000
2015-12-17Pending sale$2,395,000
2015-09-26Price change$2,395,000
2014-10-08Listed for sale$2,495,000
2014-07-26Listing removed$2,595,000
2014-03-13Price change$2,595,000
2013-10-19Listed for sale$2,800,000
2009-10-30Sold$1,870,000
2009-08-18Listed for sale$2,400,000
2007-05-23Sold$2,910,000
2005-05-24Sold$575,000
2002-10-01Sold$350,000

Pre-Foreclosure

AgentAnn Tennyson
BrokerageBennion Deville Homes

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