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80775 Camino Santa Paula, Indio, CA, 92203

2beds
2baths
1,432sqft
$449,000
$314price/sqft
$3,421/moest. monthly cost
$136,840/yrincome needed

About This Home

With cooler weather and sunny skies, now is a great time to buy a fully furnished desert home. Start enjoying everything that the desert has to offer in fall and winter. Enter through your private gated courtyard, perfect for morning coffee into this turnkey property offering a freshly painted interior with new flooring, and new window blinds. A new AC was installed last year and in the kitchen the owners installed under cabinet lighting, a new refrigerator, dishwasher, sink faucet, pull out shelves, and tile backsplash. In the garage they installed a new garage door opener, epoxy flooring, cool coated driveway and walkways, custom cabinets and workbench for your handyman projects. In the backyard is a covered patio with disappearing screen, private BBQ, citrus trees and a putting green. Enjoy the close proximity to the activities and facilities of the Montecito Clubhouse just outside your door with an indoor pool, outdoor pool/spa, fitness center, library, billiards room, tennis courts, 18 hole putting course and bocce courts. Be in the center of it ALL and still have the privacy and serenity of the sheltered courtyard and entertainer's backyard space. Sun City Shadow Hills is a premier 55+ active adult community with two golf courses, two club houses, a restaurant and over 50+ clubs.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Desert Ridge AcademyGrades 6-81.3 mi
6/10
Shadow Hills High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Quake Bracing
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Other

  • Builder model: Montoya

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Microwave,Refrigerator,Range Hood,Vented Exhaust Fan,Water To Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower,Vanity

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Area,Furnished,High Ceilings,Recessed Lighting,All Bedrooms Down,Main Level Primary,Utility Room
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,432 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 691280064
  • Special condition: Standard
  • Exclusions: Personal items and inventory list. Golf Cart for sale outside of escrow.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Concrete,Covered,Screened
  • Exterior features: Barbecue
  • Fencing: Privacy,Stucco Wall

Lot

  • Lot size: 5,227 sqft
  • Features: Back Yard,Close to Clubhouse,Front Yard,Landscaped,Planned Unit Development

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$131$1,572
Property Taxes $622$7,464
Electricity $398$4,786
Total$3,421$41,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,291/yr
40% on housing$102,630/yr
45% on housing$91,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 92203$213
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92203$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Pending sale$439,000
2026-02-21Contingent$439,000
2026-01-15Price change$439,000
2025-10-10Listed for sale$449,000
2016-03-02Sold$250,000
2016-01-17Pending sale$269,000
2015-12-04Listed for sale$269,000
2006-10-06Sold$318,500

For Sale by Agent

AgentChrystie Adams
BrokerageEquity Union

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