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40767 Calle Los Osos, Indio, CA, 92203

2beds
2baths
1,432sqft
$389,900
$272price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Furnished popular Montoya plan in Shadow Hills Sun City w/2 bedrooms, an office, 2 baths and a BRAND NEW $9,500.00 A/C is ready to go! The attractive modern kitchen has beautiful wood cabinetry with all stainless appliances & breakfast bar eating area. Primary bedroom has ensuite bath with double sinks and a great walk-in closet. The dining area extends off the kitchen and accommodates a good sized table and chairs. Living room/family room looks out to the walled rear yard. Hall bath acts as powder room and a bath for the second bedroom. The low maintenance landscaping for this home is on sprinklers & timer. As you walk out onto the rear yard, it leads to a covered pergola providing you with a relaxing area to enjoy a drink after a 'strenuous' round of golf. There is even a Meyer lemon tree which you'll appreciate for adding a' twist' to the cocktail of your choice. This popular retirement community of Sun City Shadow Hills has golf, pools (one of which is indoors), workout facilities, restaurant, pickle ball, tennis, auditorium (often with live entertainment), organized tours, billiards, library, art classes, plus other recreation and social activities. You'll meet new friends and soon be involved in a new active lifestyle! You'll have a lot to choose from with all of these offerings! Close to shopping, 3 Casinos, multiple restaurants and is easy access to Interstate 10. New Washer/Dryer. THIS IS THE ONE!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Desert Ridge AcademyGrades 6-82.4 mi
6/10
Shadow Hills High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Breakfast Bar,Separate/Formal Dining Room
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,432 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 691560001
  • Special condition: Standard

Features

  • Patio & porch: Concrete,Covered,Wood
  • Fencing: Block

Lot

  • Lot size: 5,663 sqft
  • Features: Back Yard,Landscaped,Planned Unit Development,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Direct Access,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$114$1,368
Property Taxes $525$6,300
Electricity $398$4,786
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 92203$213
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92203$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Price change$389,900
2025-04-07Price change$399,900
2025-02-18Price change$409,000
2025-01-30Listed for sale$419,900
2023-02-27Sold$395,000
2023-02-27Pending sale$399,950
2023-01-31Contingent$399,950
2022-11-13Price change$399,950
2022-11-03Price change$424,900
2022-10-22Price change$449,000
2021-06-10Pending sale$325,000
2020-12-04Listing removed$275,000
2020-03-10Price change$275,000
2019-09-12Listed for sale$285,000
2006-12-07Sold$261,000

For Sale by Agent

AgentJames Shaw
BrokerageCalifornia Lifestyle Realty

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