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1312 Red Oak Dr, Goshen, IN, 46526

4beds
2baths
1,902sqft
$309,900
$163price/sqft
$2,171/moest. monthly cost
$86,840/yrincome needed

About This Home

New opportunity in Clover Trails! Discover this beautiful ranch-style home located in the desirable Clover Trails subdivision. This house offers the perfect balance of comfort, location, and tranquility. It features 4 bedrooms, 2 full bathrooms, a partially finished basement, and a partially fenced backyard surrounded by pine trees—ideal for enjoying peace and quiet. Centrally located, it's close to parks, schools, grocery stores, and much more. This is the perfect home for those seeking space, comfort, and a great community. Don't miss the opportunity to see this beautiful property today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10
7/10
Goshen Middle SchoolGrades 7-80.5 mi
3/10
Goshen High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Kitchen Island,Open Floorplan,Tub/Shower Combination,Main Level Bedroom Suite
  • Flooring: Carpet,Laminate
  • Finished area below ground: 700
  • Finished area above ground: 1,202

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 1,902 sqft

Property

Details

  • Parcel number: 201117403013.000015

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.36 Acres
  • Features: Level,0-2.9999,City/Town/Suburb,Landscaped,Near Walking Trail
  • Lot size dimensions: 129X120

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$147$1,764
Property Taxes $273$3,276
Electricity $184$2,212
Total$2,171$26,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,434/yr
40% on housing$65,130/yr
45% on housing$57,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 46526$145
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46526$140
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$349,900
2026-03-11Listed for sale$359,900
2024-04-22Sold$275,000
2024-03-15Pending sale$279,900
2024-03-11Price change$279,900
2024-03-05Price change$282,900
2024-01-03Price change$285,000
2023-12-14Price change$289,900
2023-12-01Price change$292,000
2023-11-15Listed for sale$297,900
2017-07-26Listing removed$144,900
2017-07-24Listed for sale$144,900
2017-01-31Sold$34,000
2016-10-12Sold$150,000
2016-08-25Listed for sale$144,900
2011-07-15Listing removed$132,900
2011-07-02Price change$132,900
2011-01-15Price change$129,000
2010-08-12Price change$132,900
2010-07-01Listed for sale$138,700
2009-02-05Listing removed$139,500
2008-12-03Listed for sale$139,500
2005-05-02Sold$123,900

For Sale by Agent

AgentCarlos Avelar
BrokerageFenix Realty, LLC

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