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849 Blazing Star Dr, Waterloo, IL, 62298

3beds
2baths
1,792sqft
$324,900
$181price/sqft
$2,366/moest. monthly cost
$94,640/yrincome needed

About This Home

Super cute home on a great lot in the conveniently located Quail Ridge subdivision, just across from Mystic Oaks Golf Course. Positioned directly across from the lake, this home offers peaceful summer evenings on the front porch with a front-row view of the water, fountain, and gazebo. The community pool provides a perfect place to relax with friends and family without the maintenance of having a pool in your own yard. Inside, the home features a formal foyer with wood flooring and a large dining room with a built-in buffet near the main entrance. A large picture window at the front of the home creates a beautiful space to showcase holiday decor. The living room includes a cozy gas fireplace with a brick surround, and paned sliding doors lead to a back patio accented with brick paver edging. The breakfast room sits just off the kitchen, which offers a batwing island/breakfast bar with seating, a double stainless sink, pantry, electric stove, and dishwasher. The home includes three bedrooms, including a well-appointed master suite with an attached bath with jetted tub, separate shower and double vanity, as well as a separate hall bathroom with a tub/shower combo. A laundry room is conveniently located off the two-car garage, and the nice, flat backyard provides plenty of usable space. An unfinished basement offers excellent potential for future expansion.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
Rogers Elementary SchoolGrades 2-31.6 mi
7/10
6/10
Waterloo High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Architectural Shingle
  • Construction materials: Stone Veneer,Brick Veneer,Vinyl Siding

Other

  • Builder name: Vantage Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Separate Shower,Open Floorplan,Special Millwork,Walk-In Closet(s),Kitchen/Dining Room Combo,Separate Dining,Workshop/Hobby Area,Breakfast Room,Eat-in Kitchen
  • Door features: Sliding Doors
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 345
  • Dimensions: 23x15

Other

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Primary Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 299
  • Dimensions: 23x13

Storage

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Storage

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 1785
  • Dimensions: 51x35

Property

Details

  • Parcel number: 0820117034000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio,Covered

Lot

  • Lot size: 9,583 sqft
  • Features: Level
  • Lot size dimensions: .22 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$192$2,304
Property Taxes $395$4,740
Electricity $137$1,654
Total$2,366$28,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,120/yr
40% on housing$70,980/yr
45% on housing$63,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 62298$200
Monroe County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 62298$162
Monroe County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$324,900
2026-07-29Listed for sale$324,900
2019-09-26Sold$215,000
2019-08-13Listed for sale$215,000
2005-09-21Sold$223,000

For Sale by Agent

AgentTammy A Hines
BrokerageTammy Mitchell Hines & Co.

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