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111 Moss Creek Dr, Martinez, GA, 30907

3beds
2baths
1,785sqft
$319,900
$179price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Welcome to this charming Cape Cod waterfront home, offering 1,795 sq. ft. of comfortable living space with stunning waterfront views. This 3 bedroom, 2 bathroom home features a wisely functional layout with ample natural light throughout, including a primary suite conveniently located on the main level. This wonderful waterfront home offers a great mix of comfort, peace and tranquility. You can relax year-round on the inviting screened-in porch or the large wraparound deck, perfect for enjoying your morning coffee, entertaining family and friends or just sitting back, relaxing and observing the local birds and waterfowl that are always present. Boasting a prime location just minutes from Fort Gordon, this property offers unbeatable access to local shopping, dining and the highly desirable Columbia County school system. This move-in ready sanctuary is waiting for you. Call and make it yours today!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
7/10
Evans Middle SchoolGrades 6-82.2 mi
6/10
Evans High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1988

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,785

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,785
  • Total interior livable area: 1,785 sqft

Property

Details

  • Parcel number: 073D738

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Water Feature
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 3,920 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$212$2,544
Property Taxes $5$60
Electricity $219$2,637
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 30907$128
Columbia County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30907$155
Columbia County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$314,900
2026-07-27Listed for sale$319,900
2005-02-04Sold$139,000
2001-10-12Sold$117,000

For Sale by Agent

AgentYvonne Morin
BrokerageAmerican Heroes Realty

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