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4485 Iron Horse Trl, Billings, MT, 59106

3beds
4baths
3,542sqft
$700,000
$198price/sqft
$4,489/moest. monthly cost
$179,560/yrincome needed

About This Home

Zero Entry & main-floor living in the desirable Rehberg Ranch subdivision! This beautifully designed 3 bed, 3.5 bath home offers the convenience of main-level living with tasteful custom built-ins that add both character and functionality throughout. The open concept kitchen flows seamlessly into the dining area with views all around. A spacious walkout basement is perfect for entertaining, featuring a wet bar, Two bedrooms, one with an en-suite, additional bath and office complete the lower level. Expansive decks make the open spaces feel part of the home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
4/10
Skyview High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Humidifier
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Out Access

Bedroom

  • Features: Recessed Lighting,Sound System,Wired for Sound
  • Level: Lower

Bedroom

  • Features: Sound System,Walk-In Closet(s),Wired for Sound
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Balcony,Chandelier,Sound System,Wired for Sound
  • Level: Main

Family Room

  • Features: Built-in Features,Paneling/Wainscoting,Sound System,Wired for Sound
  • Level: Lower

Features

  • Ceiling Fan(s),Pantry,Skylights,Window Treatments,Wet Bar
  • Window features: Skylight(s),Window Treatments
  • Finished area above ground: 3,542

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,542 sqft

Kitchen

  • Features: Recessed Lighting
  • Level: Main

Laundry

  • Features: Sink
  • Level: Main

Living Room

  • Features: Built-in Features,Chandelier
  • Level: Main

Master Bedroom

  • Features: Balcony,Ceiling Fan(s),Closet,Recessed Lighting,Sound System,Wired for Sound
  • Level: Main

Office

  • Features: Built-in Features,Sound System,Wired for Sound
  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: A33383
  • Zoning description: PUD - Planned Unit Development

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Sprinkler/Irrigation,Patio
  • Fencing: None
  • Has view: Yes
  • Topography of land: Hill

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped,Rolling Slope,Rim Lot,Sloped,Trees,Views,Sprinklers In Ground

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $334$4,008
Property Taxes $373$4,476
Electricity $243$2,918
Total$4,489$53,868

Income You'd Need if You Spent...

35% on housing$153,908/yr
40% on housing$134,670/yr
45% on housing$119,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$238
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$700,000
2012-02-17Sold--
2010-11-11Price change$495,000
2010-09-24Price change$475,000
2010-09-08Price change$495,000
2010-08-26Listed for sale$475,000
2010-07-10Listing removed$495,000
2010-06-15Listed for sale$495,000

For Sale by Agent

AgentSheila Larsen
BrokeragePureWest Real Estate - Billings

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