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53785 Blue Lake Dr, Elkhart, IN, 46514

4beds
4baths
3,457sqft
$876,000
$253price/sqft
$5,962/moest. monthly cost
$238,480/yrincome needed

About This Home

Unique Opportunity in Elkhart County! Discover this stunning 4-bedroom, 3.5-bath home perfectly situated on 3.5acres in a beautiful neighborhood setting. Complete with a private pond and an impressive 28' x 52' pole barn, this property offers the ideal blend of luxury, privacy, and functional space. Step inside to a grand, vaulted foyer that opens into a spacious great room featuring hardwood floors and breathtaking views of the pond. The main level also includes a formal dining room, living room, and a den with elegant French doors—providing plenty of space for work, relaxation, or entertainment. The large kitchen has tons of cabinetry, a walk-in pantry, and a layout designed for convenience. The main-floor primary suite boasts tray ceilings, deck access with beautiful views, and an expansive en-suite bath complete with separate his-and-hers vanities, dual walk-in closets, a walk-in shower, and a garden tub—all enhanced by heated floors. A main-floor laundry room, half bath, and charming 3-season screened porch complete the main level. Upstairs, a generous loft area overlooks the great room and provides additional living space. Two bedrooms share a Jack-and-Jill bath, while the third has its own private bathroom. All three bedrooms include walk-in closets. The bright, unfinished basement offers endless possibilities with numerous windows and direct access to the 3-car garage via a private staircase—ready for customization to suit your needs. Outdoors, enjoy peaceful views of the pond and the neighboring open field. With abundant beauty, privacy, and storage, this property is truly one-of-a-kind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
West Side Middle SchoolGrades 7-82.5 mi
2/10
Elkhart High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Convection Oven,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Exterior Entry,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Features

  • Breakfast Bar,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Window features: Blinds
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,457

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,806
  • Total interior livable area: 3,457 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 336

Office

  • Level: Basement
  • Area: 195

Property

Details

  • Parcel number: 200126376018.000005
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Deck on Waterfront,Pond

Lot

  • Lot size: 3.51 Acres
  • Features: 0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 437x350

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,429$53,148
Home Insurance *$463$5,556
Property Taxes $754$9,048
Electricity $316$3,802
Total$5,962$71,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,411/yr
40% on housing$178,860/yr
45% on housing$158,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$142
Elkhart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$975,000
2026-03-03Listing removed$975,000
2025-11-17Listed for sale$975,000
2021-07-21Sold$675,000
2021-06-07Pending sale$698,000
2021-04-22Listed for sale$698,000

For Sale by Agent

AgentLindsay F Maslowski
BrokerageCressy & Everett - South Bend

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