5432 Cobble Stone Ave, Billings, MT, 59106
About This Home
BEAUTIFUL WELL MAINTAINED HOME. VERY DESIRED WEST END LOCATION. COTTONWOOD SUB. HAS IT ALL...SIDEWALKS, WALKING AND BIKE TRAILS, NEWER MIDDLE SCHOOL, CONVENIENT NEWER ALBERTSONS GROCERY STORE JUST MINUTES AWAY, AND 2 NEW BANKS . BEAUTIFUL KITCHEN WITH ISLAND AND PANTRY. DINING AREA OPENS ONTO A DECK FOR ALL YOUR SUMMERTIME GRILLING AND ENTERTAINING...ALL WHILE WATCHING THE BEAUTIFUL MONTANA SUNSETS! THIS HOME IS COMPLETELY FENCED, DOG KENNEL STAYS WITH HOME. TAXES REFLECT PROPERTY TAX ASSISTANCE PROGRAM. OPEN HOUSE: SUNDAY 5/17/2026 1PM-3PM
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Roof: Asphalt,Shingle
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Backsplit
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Free-Standing Range,Disposal,Microwave,Oven,Range,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup,Laundry Room
Basement
- Has basement: Yes
- Basement: Daylight
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Level: Lower
Features
- Ceiling Fan(s),Pantry,Window Treatments
- Window features: Window Treatments
- Finished area above ground: 1,925
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,925 sqft
Kitchen
- Features: French Door(s)/Atrium Door(s),Recessed Lighting,Sink
- Level: Upper
Laundry
- Level: Lower
Living Room
- Level: Main
Master Bedroom
- Features: Walk-In Closet(s)
- Level: Upper
Property
Details
- Parcel number: A31910
- Zoning description: Mid-Century Neighborhood Residential
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck,Patio
- Exterior features: Deck,Fence,Sprinkler/Irrigation
- Fencing: Fenced
Lot
- Lot size: 8,354 sqft
- Features: Landscaped,Level,Sprinklers In Ground
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Lightning
- Wildfire
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,300 | $27,600 |
| Home Insurance | $217 | $2,604 |
| Property Taxes | $105 | $1,260 |
| Electricity | $151 | $1,812 |
| Total | $2,773 | $33,276 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $460,000 |
| 2020-08-11 | Sold | -- |
| 2020-06-09 | Pending sale | $325,000 |
| 2020-06-05 | Listed for sale | $325,000 |
| 2015-03-17 | Sold | -- |
| 2014-11-01 | Price change | $257,900 |
| 2014-09-12 | Price change | $258,400 |
| 2014-08-16 | Listed for sale | $258,900 |
| 2014-07-26 | Pending sale | $258,900 |
| 2014-07-19 | Listed for sale | $258,900 |
| 2014-05-25 | Listing removed | $258,900 |
| 2014-05-24 | Pending sale | $258,900 |
| 2014-05-14 | Listed for sale | $258,900 |
| 2013-08-23 | Sold | -- |
| 2013-03-13 | Listed for sale | $255,000 |
| 2011-11-02 | Listing removed | $254,900 |
| 2011-06-19 | Price change | $254,900 |
| 2011-05-12 | Listed for sale | $274,900 |
| 2008-07-31 | Sold | -- |
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