231 Carnegie Harbor Dr, Portsmouth, RI, 02871
About This Home
Nestled within the private gates of Carnegie Harbor, one of Rhode Island’s most exclusive waterfront communities, this beautifully renovated residence offers luxury, privacy, and coastal living. Completely turnkey, the home blends timeless architecture with sophisticated modern finishes. Expansive living spaces capture sweeping views of Narragansett Bay and spectacular sunsets. Set just off the shoreline, the property enjoys panoramic water views while offering added protection from direct waterfront exposure. Designed for entertaining and everyday living, the home features a finished lower level ideal for recreation or guests. Outside, a professionally designed putting green, chipping area, and practice bunker create a resort-style amenity rarely found. Residents enjoy direct gated access to Aquidneck Marina, while the Aquidneck Club golf course is moments away. Downtown Newport, world-class sailing, beaches, fine dining, and shopping are all within minutes. A rare opportunity exists to purchase the beautifully landscaped adjoining parcel, the only available buildable lot within Carnegie Harbor. Expand the estate, create guest accommodations, or preserve exceptional privacy—an offering seldom available in this coveted community. Whether hosting family gatherings, welcoming summer guests, or enjoying a quiet evening overlooking the Bay, this exceptional property offers an unmatched blend of luxury, recreation, and coastal living. Adjacent lot available separately or pkg
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Masonry,Shingles
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Dryer,Exhaust Fan,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Partially Finished,Bath/Stubbed,Common,Family Room,Media Room,Playroom,Storage Space,Utility
Bathroom
- Features: Bath w Tub, Bath w Shower Stall, Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 8
- Full bathrooms: 7
- 1/2 bathrooms: 1
Features
- Wall (Dry Wall),Cathedral Ceiling(s),Stairs,Wet Bar,Plumbing (Copper),Plumbing (Galvanized),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Hardwood,Carpet
- Number of fireplaces: 3
- Fireplace features: Brick,Gas,Stone
- Fireplace: Yes
- Attic: Attic Stairs, Attic Storage
- Finished area below ground: 1,945
- Finished area above ground: 5,270
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,270
- Total interior livable area: 7,215 sqft
Property
Details
- Parcel number: PORTM026B0002AU13
- Zoning: H1
- Other equipment: Cable TV
Features
- Patio & porch: Deck,Porch
- Exterior features: Balcony
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Access,Walk to Salt Water,Walk To Water
Lot
- Lot size: 0.75 Acres
- Features: Extra Lot,Security,Sprinklers
Parking
- Total spaces: 8
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $26,288 | $315,456 |
| Home Insurance * | $1,943 | $23,316 |
| Property Taxes | $5,817 | $69,804 |
| Electricity | $1,469 | $17,632 |
| Total | $35,517 | $426,204 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $5,199,000 |
| 2026-05-01 | Listing removed | $5,699,000 |
| 2026-02-18 | Listed for sale | $5,699,000 |
| 2024-04-08 | Sold | $4,300,000 |
| 2024-02-29 | Pending sale | $3,990,000 |
| 2024-02-09 | Contingent | $4,490,000 |
| 2023-10-04 | Price change | $3,990,000 |
| 2023-10-04 | Price change | $4,490,000 |
| 2023-06-22 | Price change | $3,990,000 |
| 2023-03-28 | Listed for sale | $4,490,000 |
| 2021-01-13 | Listing removed | -- |
| 2020-05-18 | Price change | $3,495,000 |
| 2020-02-12 | Listed for sale | $3,795,000 |
| 2017-10-27 | Listing removed | $3,795,000 |
| 2017-04-20 | Price change | $3,795,000 |
| 2015-10-20 | Price change | $3,950,000 |
| 2015-07-02 | Listed for sale | $4,199,000 |
| 2015-06-01 | Listing removed | $4,669,000 |
| 2014-06-03 | Listed for sale | $4,669,000 |
| 2013-10-12 | Listing removed | $4,790,000 |
| 2013-05-05 | Listed for sale | $4,790,000 |
| 2013-02-24 | Listing removed | $4,790,000 |
| 2013-01-23 | Listed for sale | $4,790,000 |
| 2012-12-12 | Listing removed | $4,790,000 |
| 2012-06-15 | Listed for sale | $4,790,000 |
View on Zillow