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365 Boston Neck Rd, Narragansett, RI, 02882

5beds
5baths
7,213sqft
$3,600,000
$499price/sqft
$23,310/moest. monthly cost
$932,400/yrincome needed

About This Home

Tucked away on nearly three private acres just moments from the Narragansett Pier, this enchanting Nantucket shingle-style estate feels like a secret garden waiting to be discovered. Hidden beyond a canopy of mature trees and lush landscaping, the home unfolds with over 7,000 square feet of timeless architecture, quiet beauty, and endless possibilities, with glimpses of the water from its upper levels. Inside, oversized rooms invite long conversations, holiday celebrations, and peaceful afternoons spent away from the world. With five bedrooms, four full baths, and a half bath, there is space for generations to gather while still finding moments of solitude. Thoughtful spaces including a generous laundry room, walk-in pantry, and mudroom make everyday living effortless. The connection to nature is woven throughout. A sun-filled porch, screened retreat, sprawling backyard deck, and second-floor balcony create inviting places to enjoy the changing seasons and the coastal breeze. The cedar-vaulted carport adds warmth and character, while the detached three-car garage with living space above offers endless opportunities for a guest cottage, ADU, or private office. Whether preserved as it stands or reimagined into your own vision, this remarkable property offers a rare chance to create a legacy home—a place where summers linger, traditions begin, and every path feels like it leads to something magical.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
8/10
Narragansett Pier SchoolGrades 5-82.0 mi
10/10
Narragansett High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Whirlpool

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Interior Entry,Unfinished

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bathroom

  • Level: Third

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Wall (Dry Wall),Cathedral Ceiling(s),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Central Vacuum
  • Flooring: Ceramic Tile,Hardwood,Marble,Carpet
  • Number of fireplaces: 4
  • Fireplace features: Brick,Marble,Tile
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 7,213

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Bottle Gas,Oil,Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,213
  • Total interior livable area: 7,213 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Library

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Second

Porch

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: NARRMNOB1L8
  • Zoning: R-80
  • Other equipment: Intercom

Features

  • Patio & porch: Deck,Screened
  • Exterior features: Balcony,Breezeway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Walk to Fresh Water,Walk to Salt Water

Lot

  • Lot size: 2.84 Acres

Parking

  • Total spaces: 9
  • Parking features: Carport,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,203$218,436
Home Insurance *$1,650$19,800
Property Taxes $1,989$23,868
Electricity $1,468$17,627
Total$23,310$279,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$799,200/yr
40% on housing$699,300/yr
45% on housing$621,600/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 02882$689
Washington County$616

vs Homes Sold Last Month

Median $/sqft

ZIP 02882$570
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$3,400,000
2026-06-09Listed for sale$3,600,000
2024-09-24Listing removed$3,400,000
2024-09-14Listed for sale$3,400,000
2020-08-23Listing removed$2,250,000
2019-09-11Listed for sale$2,250,000
2019-06-28Sold$1,369
2017-06-20Sold$719
2013-08-26Listing removed$2,350,000
2011-08-26Listed for sale$2,350,000

For Sale by Agent

AgentThe Local Group
BrokerageLila Delman Compass

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