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2105 E LONE CACTUS Drive, Phoenix, AZ, 85024

1beds
3baths
2,238sqft
$695,000
$311price/sqft
$4,190/moest. monthly cost
$167,600/yrincome needed

About This Home

Great investment opportunity, this property has tons of potential. Property was used as a business since 1987, please review SPDS attached. Some of the interior walls have been removed, was originally a 3-bedroom, 3 bath with fireplace. Large extended front patio runs the length of the property. Property sits at the base of the Beardsley Boulders. Property sold as is, no repairs. Seller has never occupied the property. Don't miss out on this one-of-a-kind property. Listing agent is related to seller.

Getting Around

26
WalkingCar-Dependent
27
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

10/10
7/10
10/10
Pinnacle High SchoolGrades 7-121.6 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: Other,Painted

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Electric Range,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,No Interior Steps,Full Bth Master Bdrm,Laminate Counters
  • Window features: Single Pane
  • Flooring: Other,Carpet,Concrete
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),See Remarks

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Property

Details

  • Parcel number: 21309001H

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Storage
  • Spa features: None
  • Fencing: Back Yard,Block
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.48 Acres
  • Features: North/South Exposure,Borders Preserve/Public Land,Corner Lot,Natural Desert Back,Natural Desert Front

Parking

  • Total spaces: 4
  • Parking features: Unassigned,Direct Access
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $185$2,220
Property Taxes $254$3,048
Electricity $237$2,844
Total$4,190$50,280

Income You'd Need if You Spent...

35% on housing$143,657/yr
40% on housing$125,700/yr
45% on housing$111,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 85024$196
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85024$285
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$695,000

For Sale by Agent

AgentMerry C Whitten
BrokerageVantage Real Estate Group

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