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3003 Baldwin Loop, Killeen, TX, 76549

6beds
4baths
2,662sqft
$325,000
$122price/sqft
$2,631/moest. monthly cost
$105,240/yrincome needed

About This Home

Fantastic income-producing duplex with 3 bedrooms and 2 bathrooms on each side, designed to attract quality tenants. This home offers an open-concept layout with soaring ceilings, abundant natural light, and low-maintenance finishes throughout. Vinyl plank flooring enhances the living room, while ceramic tile in the kitchen and bathrooms adds durability. The spacious primary bath includes a garden tub, large vanity, and generous closet space. Outdoors, a side porch and oversized fenced backyard with sprinkler system provide added value and outdoor living space. A highly desirable rental property with strong tenant appeal and excellent investment potential.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Maxdale Elementary SchoolGrades PK-51.0 mi
3/10
Palo Alto Middle SchoolGrades 6-80.8 mi
3/10
C. E. Ellison High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Refrigerator,Water Heater,Some Electric Appliances,Microwave,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Ceiling Fan(s),Tub Shower,Breakfast Bar,Kitchen/Family Room Combo,Pantry
  • Flooring: Laminate,Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 2,662 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 331856
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 8,894 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$269$3,228
Property Taxes $427$5,124
Electricity $292$3,507
Total$2,631$31,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,205/yr
40% on housing$78,930/yr
45% on housing$70,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 76549$137
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76549$137
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$325,000
2017-12-17Listing removed$800
2017-10-20Listed for rent$800
2008-08-02Listing removed$178,000
2008-05-26Listed for sale$178,000

For Sale by Agent

AgentKaren Doerbaum
BrokerageLone Star Realty & Property Ma

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