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5202 Oster Dr, Killeen, TX, 76542

3beds
2baths
1,867sqft
$215,000
$115price/sqft
$1,833/moest. monthly cost
$73,320/yrincome needed

About This Home

Welcome to this beautifully maintained property located at 5202 Oster Dr, Killeen, TX 76542. The living room invites you in with a cozy fireplace and refreshed style thanks to a partial flooring replacement, creating a warm everyday retreat. Nearby, the kitchen is thoughtfully appointed with an accent backsplash and a stainless steel appliances that make cooking and cleanup effortless. The bedrooms offer a peaceful haven for rest and organization. The primary bathroom adds convenience with double sinks and a clean, well-kept feel. Outside, unwind on the covered patio while the fenced backyard enhances privacy and relaxation, and a handy storage shed keeps tools and equipment neatly tucked.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Saegert Elementary SchoolGrades PK-50.2 mi
3/10
C. E. Ellison High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Range
  • Laundry features: Other,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None
  • Flooring: Carpet,Tile
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,867 sqft

Property

Details

  • Parcel number: 319248

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,287 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$150$1,800
Property Taxes $358$4,296
Electricity $238$2,859
Total$1,833$21,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,845/yr
40% on housing$54,990/yr
45% on housing$48,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 76542$143
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76542$142
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$220,000
2026-04-16Price change$226,000
2026-04-02Price change$230,000
2026-03-19Price change$237,000
2026-02-19Price change$240,000
2026-01-29Price change$246,000
2025-12-18Listed for sale$250,000
2019-06-10Sold--
2019-04-25Pending sale$134,900
2019-04-25Listed for sale$134,900
2014-04-01Sold--
2013-10-09Listed for sale$135,400

For Sale by Agent

AgentAmber Broadway
BrokerageOpendoor Brokerage, LLC

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