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26310 N River Estates Dr, Chattaroy, WA, 99003

2beds
2baths
1,344sqft
$449,000
$334price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

750ft Frontage on Little Spokane. A River Runs Through It! Enjoy fishing, swimming, and floating on your very own stretch of the Little Spokane River. The property features an older manufactured home in good livable condition - perfect as a full-time residence or a comfortable place to stay while you build your dream home or perfect for those weekend great get-a-ways! A detached 2-car garage with shop space provides plenty of room for projects and storage. The beautifully manicured lawn gently rolls down to the river’s edge, with some fruit trees and space for a garden. Inside, the spacious kitchen with an island and eat bar opens to a formal dining area and a slider leading to the deck—ideal for peacefully sitting and enjoying the river.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
6/10
Riverside Middle SchoolGrades 6-84.9 mi
7/10
Riverside High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block,Skirted,Vapor Barrier
  • Roof: Metal
  • Construction materials: Steel Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land

Interior

Appliances

  • Appliances included: Range,Double Oven,Dishwasher,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Other

  • Level: Second
  • Area: 1344

Property

Details

  • Parcel number: 38275.9068

Features

  • Stories: 1
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 4.35 Acres
  • Features: Views,Level,Secluded,Irregular Lot,Surveyed,Orchard(s)

Parking

  • Total spaces: 2
  • Parking features: Detached,Workshop in Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$111$1,332
Property Taxes $27$324
Electricity $149$1,793
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 99003$229
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99003$200
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$449,000
2026-02-01Listed for sale$465,000
2026-01-31Listing removed$465,000
2025-11-10Listed for sale$465,000

For Sale by Agent

AgentJim Palmer Jr.
BrokerageReal Estate Marketplace NW,Inc

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