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17414 S Malloy Prairie Rd, Cheney, WA, 99004

3beds
2baths
1,498sqft
$475,000
$317price/sqft
$3,027/moest. monthly cost
$121,080/yrincome needed

About This Home

Private, peaceful, and move-in ready—this beautifully maintained property offers the perfect blend of comfort and country living on just over 5 acres. Featuring all new flooring throughout, this impeccably cared-for 2000 modular home boasts 1,456 square feet of inviting living space with 3 bedrooms and 2 bathrooms. Step outside and take in nearly 400 square feet of deck space—ideal for relaxing, entertaining, or simply enjoying the surrounding wildlife and serene setting. The property also includes a spacious 2-car garage/shop with opener, insulated and heat—perfect for projects, storage, or year-round use. A newer woodshed sits conveniently nearby, offering excellent storage for firewood or additional equipment. Enjoy the independence of your own private well and septic system, and appreciate the added value of all appliances staying, including the washer and dryer. If you're looking to trade close neighbors for wide open space and quiet country living, this is the one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Hallett Elementary SchoolGrades PK-57.3 mi
8/10
7/10
Medical Lake High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Hard Surface Counters

First Floor

  • Level: First
  • Area: 1498

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,498
  • Total interior livable area: 1,498 sqft

Property

Details

  • Parcel number: 03093.9038

Features

  • Stories: 1
  • Has view: Yes
  • View description: Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 5.06 Acres
  • Features: Views,Level,Horses Allowed

Parking

  • Total spaces: 2
  • Parking features: Detached,RV Access/Parking,Workshop in Garage,Garage Door Opener,Oversized
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$156$1,872
Property Taxes $321$3,852
Electricity $149$1,793
Total$3,027$36,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,782/yr
40% on housing$90,810/yr
45% on housing$80,720/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$192
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$490,000
2024-10-17Sold$445,000
2024-09-21Pending sale$438,000
2024-09-16Listed for sale$438,000

For Sale by Agent

AgentAmy Lightbody
BrokerageWindermere Valley

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