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9901 W January Dr, Cheney, WA, 99004

3beds
2baths
1,550sqft
$479,900
$310price/sqft
$3,120/moest. monthly cost
$124,800/yrincome needed

About This Home

Impeccably maintained rancher ideally positioned on the golf course with serene water views and a peaceful setting. This beautifully designed home offers 3 bedrooms and 2 bathrooms with upscale finishes throughout, including luxury LVP flooring and elegant tile work. The open-concept layout is enhanced by surround sound inside and out, creating the perfect atmosphere for entertaining or relaxing at home. Enjoy the spacious covered and enclosed deck overlooking the fully fenced backyard, ideal for evening sunsets and outdoor gatherings. Additional features include central air conditioning, gas forced air heat, a cozy gas fireplace, tankless water heater, and wiring for central vacuum. A rare opportunity to enjoy comfort, style, and golf course living all in one exceptional property!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Phil Snowdon ElementaryGrades PK-50.9 mi
4/10
Cheney Middle SchoolGrades 6-85.7 mi
6/10
Cheney High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Free-Standing Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Window features: LVP/LVT Flr
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 24074.0905

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Golf Course,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 9,583 sqft
  • Features: Views,Sprinkler - Automatic,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$158$1,896
Property Taxes $387$4,644
Electricity $149$1,793
Total$3,120$37,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,971/yr
40% on housing$93,600/yr
45% on housing$83,200/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$192
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$479,900
2026-06-25Price change$479,900
2026-06-18Price change$489,900
2026-05-20Listed for sale$499,000
2021-07-07Sold$485,000
2018-05-14Sold$289,000
2018-04-04Pending sale$289,000
2018-03-09Listed for sale$289,000
2009-10-02Sold$265,000
2008-12-12Listing removed$299,900
2007-11-20Price change$299,900
2007-11-14Listed for sale$284,900

For Sale by Agent

AgentHeather Schulz
BrokerageKelly Right Real Estate of Spokane

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