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1606 N River Vista St, Spokane, WA, 99224

5beds
3baths
4,892sqft
$1,095,000
$224price/sqft
$7,049/moest. monthly cost
$281,960/yrincome needed

About This Home

A truly exceptional Spokane River retreat in River Run, where breathtaking water views are the heart and soul of the home, gracing nearly every room. This nearly 5,000 sq ft daylight rancher is thoughtfully designed to celebrate its remarkable setting, with expansive windows and a seamless indoor-outdoor flow that invites the river into everyday living. Rich wood detailing and timeless craftsmanship add warmth and character throughout, while the 5 bed, 3 bath layout offers effortless main-level living and a welcoming walkout lower-level ideal for guests or entertaining. The beautifully appointed kitchen connects gracefully to both formal and casual spaces, all perfectly oriented to capture the ever-changing beauty of the water. Step outside to a spacious deck overlooking the river—an idyllic setting for lively gatherings or peaceful moments surrounded by nature. All of this, just minutes from downtown Spokane and the airport.

Getting Around

10
WalkingCar-Dependent
43
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

4/10
Finch Elementary SchoolGrades PK-51.5 mi
4/10
Glover Middle SchoolGrades 6-81.9 mi
5/10
North Central High SchoolGrades 6-122.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Double Oven,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Natural Woodwork,Hard Surface Counters
  • Window features: Bay Window(s),Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2446

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,892
  • Total interior livable area: 4,892 sqft

Property

Details

  • Parcel number: 25114.1501

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,See Remarks

Lot

  • Lot size: 0.29 Acres
  • Features: Views,Sprinkler - Automatic,Level,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Oversized
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$288$3,456
Property Taxes $891$10,692
Electricity $334$4,015
Total$7,049$84,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,680/yr
40% on housing$211,470/yr
45% on housing$187,973/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 99224$219
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99224$243
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$1,195,000
2021-07-01Sold$864,000
2021-06-23Pending sale$950,000
2021-05-24Listed for sale$950,000

For Sale by Agent

AgentRebecca Flaherty, Avalon 24 Real Estate
BrokerageAvalon 24 Real Estate

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