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2360 Paseo De Laura APT 16, Oceanside, CA, 92056

1beds
1baths
570sqft
$299,000
$525price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

turnkey. no neighbor behind or above. inside laundry. private balcony. views. vaulted ceilings. close to pool. this unit comes with both a garage and a space. Gated community. low hoa fees.

Getting Around

34
WalkingCar-Dependent
36
TransitSome Transit
13
BikeSomewhat Bikeable

Schools

5/10
7/10
El Camino High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: N/K
  • Laundry features: None Known

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: N/K

Interior Area

  • Total structure area: 570
  • Total interior livable area: 570 sqft

Property

Details

  • Parcel number: 1653610716
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: Community/Common
  • Fencing: Gate
  • Has view: Yes
  • View description: Mountains/Hills

Lot

  • Lot size: 3.62 Acres

Parking

  • Total spaces: 2
  • Parking features: Direct Garage Access
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$53$636
Property Taxes $282$3,384
Electricity $398$4,786
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$416
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$304,000
2026-05-01Listing removed$304,000
2026-04-28Price change$304,000
2026-04-14Listed for sale$307,000
2025-04-08Listing removed$2,080
2025-03-26Price change$2,080
2025-03-08Price change$2,150
2025-02-14Listed for rent$2,190
2008-05-15Sold$8,296,000

For Sale by Agent

AgentClark Henry
BrokerageValue T Sales Inc dba Pacific Preferred

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