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506 Simsbury Ct, Oswego, IL, 60543

4beds
5baths
3,329sqft
$649,900
$195price/sqft
$5,034/moest. monthly cost
$201,360/yrincome needed

About This Home

Tucked at the end of a quiet cul-de-sac in Oswego's Southbury subdivision, this brick front two story has the kind of layout that makes everyday life easy and entertaining even easier! Steep gables, stone accents, and a soaring arched entry give it real curb appeal and the three car garage and mature landscaping tell you the rest before you reach the front door. Inside, the two story foyer opens up with a grand double staircase and wrought iron spindles. Separate formal living and dining rooms surround the foyer. Straight ahead is the space everyone gravitates toward. The two story family room is the showstopper. Tall windows flood it with light on both sides of a floor to ceiling brick fireplace with a raised hearth and rich wood mantel, and the ceiling climbs high enough to make the whole first floor feel generous. The family room flows right into the kitchen and what a kitchen it is! Granite counters, stainless appliances including a built in wall oven and separate gas cooktop, and warm wood cabinetry topped with crown molding. A large angled island seats a crowd, the raised breakfast bar gives you a second landing spot, hardwood floors run underfoot, and updated lantern pendants add a current touch. Adjacent is a bright bay windowed eating area that overlooks the backyard with a door leading straight out to the large covered porch. Rounding out the first floor: a dedicated office, first floor laundry, and a powder room for guests. Upstairs, four bedrooms include a spacious primary suite with vaulted ceiling, a wall of windows, and a walk in closet. The private bath offers a corner whirlpool tub, separate glass shower, and a long vanity. Two bedrooms share a Jack and Jill bath, and a third full in-suite bath means mornings run smoother for everyone! Then there is the basement, where this house truly separates itself. Fully finished and genuinely enormous, it was built for people who like to host. A dedicated media area anchors one end with a large, framed screen built into the wall. A custom wet bar with seating for four, bar sink, and lighted display cabinets sits at the center of the action. Add a full second kitchen with electric range, a game area with room for ping pong and a basketball arcade, a separate lounge, and another full bath! Movie night, game day, graduation parties, holidays with the whole extended family. This is the house everyone ends up at! The backyard is where this home earns its keep - at over 1/3 of an acre! A covered porch with ceiling fan and recessed lighting create a true outdoor room, comfortable from the first warm evening in April through football season. Beyond it, a second brick paver patio opens up with space for a full dining set, grill station, and fire pit, so you can host two groups at once. And instead of a fence, you look out over wide open green space framed by mature evergreens and shade trees. Cul-de-sac in front, open space behind, and privacy most subdivision lots simply cannot offer! The big ticket items are handled. Newer HVAC and newer water heater mean you can move in and simply enjoy the home on Day 1. Location is the part that is hard to replicate. The elementary school sits right inside the subdivision, close enough to walk, and the pool and clubhouse complex is an easy stroll from your front door. All in District 308 schools and minutes from shopping, dining, and commuter routes. At 3,329 sq ft above grade plus another 1735 sq ft in that finished basement, homes in Southbury with this much space, this layout, and a cul-de-sac lot do not come along often! Come see it before it is gone!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
6/10
Traughber Jr High SchoolGrades 6-80.2 mi
8/10
Oswego High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: Carly Marie II

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Bar Entertainment

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 320
  • Dimensions: 20X16

Features

  • Wet Bar
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,735

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,735
  • Total interior livable area: 3,329 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island),Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 286
  • Dimensions: 22X13

Kitchen2Nd

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 99
  • Dimensions: 11X9

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 90
  • Dimensions: 15X6

Living Room

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes),Bathroom (Full)
  • Level: Second
  • Area: 315
  • Dimensions: 21X15

Media Room

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 391
  • Dimensions: 23X17

Office

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Other

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Recreation Room

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 264
  • Dimensions: 22X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0321120023
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 165X149X48X149

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$258$3,096
Property Taxes $1,234$14,808
Electricity $256$3,072
Total$5,034$60,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,594/yr
40% on housing$151,020/yr
45% on housing$134,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2016-08-17Sold$380,000
2006-06-16Sold$426,500

For Sale by Agent

AgentRich Ayers, ABR,CRB,CRS,GRI
BrokerageAyers Realty Group

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