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15330 State Highway 97, Long eddy, NY, 12760

7beds
5baths
3,848sqft
$649,900
$169price/sqft
$5,011/moest. monthly cost
$200,440/yrincome needed

About This Home

Nestled on 12.5 picturesque country acres, this spacious 7-bedroom, 4.5-bath home offers five levels of versatile living space. The lower level consists of a finished basement with a full second kitchen, family room with fireplace, laundry, a full bath and a yoga/sunroom with two separate entrances. The main floor boasts expansive living, dining, and kitchen areas perfect for gathering. Upper levels include seven bedrooms, an office, and multiple full baths and a 1/2 bath to accommodate family and guests. The home has a 2-car attached garage. Outside, enjoy a private courtyard, children’s play area, open patio, and gated driveway. The second structure has 2 double doors (4 car) garage plus workshop. Above is a beautiful large 2-bedroom apartment- possible income or in-law quarters. Relax by the 25-foot-deep stocked pond filled with rainbow, brown, and golden trout plus bass, connected to the home by a lighted path. This one-of-a-kind country retreat is ready to welcome its next family.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Free-Standing Range,Microwave,Refrigerator,Washer

Basement

  • Basement: Walk-Out Access

Bathroom

  • Level: Second
  • Dimensions: 8.5x8

Bathroom

  • Level: Third
  • Dimensions: 10x10

Bathroom

  • Dimensions: 4th level 9.5x8.5

Bathroom

  • Level: Lower
  • Dimensions: 7x6

Bathroom

  • Dimensions: apartment 11x8

Bedroom

  • Level: Second
  • Dimensions: 12x12.5

Bedroom

  • Level: Second
  • Dimensions: 13x10.5

Bedroom

  • Level: Third
  • Dimensions: 16x13

Bedroom

  • Level: Third
  • Dimensions: 21x13

Bedroom

  • Level: Third
  • Dimensions: 11x7

Bedroom

  • Dimensions: 4th level 13x10

Bedroom

  • Dimensions: 4th level 15x12.5

Bedroom

  • Dimensions: apartment 17.5x11.5

Bedroom

  • Dimensions: apartment 17.5x11.5

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Dimensions: kitchen/family 24x15

Bonus Room

  • Level: Lower
  • Dimensions: yoga/sun room 24x13

Dining Room

  • Level: First
  • Dimensions: 18x12

Features

  • Pull Down Attic Stairs
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 3,048

Half Bath

  • Level: Second
  • Dimensions: 4.5x4

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,848 sqft

Kitchen

  • Level: First
  • Dimensions: 23.5x11

Kitchen

  • Dimensions: Apart kitch/living combo 23x16.5

Laundry

  • Level: Third
  • Dimensions: 6x3

Laundry

  • Level: Lower
  • Dimensions: 7x6

Laundry

  • Dimensions: apartment

Living Room

  • Level: First
  • Dimensions: 23.5x12

Office

  • Level: Second
  • Dimensions: 9.5x7

Property

Details

  • Parcel number: 1236894510000001023100

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Open,Patio,Porch
  • Exterior features: Landscaping,Mature Trees/Landscape,Porch,Patio,Shed
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 12.50 Acres
  • Features: Garden,Level,Pond on Lot,Wooded
  • Lot size dimensions: 950 x 600

Parking

  • Total spaces: 4
  • Parking features: Basement,Driveway,Detached,Electricity,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$338$4,056
Property Taxes $752$9,024
Electricity $635$7,631
Total$5,011$60,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,805/yr
40% on housing$150,330/yr
45% on housing$133,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 12760$221
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 12760
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$600,000
2026-07-21Listed for sale$649,900
2007-03-09Sold$198,000

For Sale by Agent

AgentSherilyn Oralls
BrokerageWOODLAND CREEK REAL ESTATE

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