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119 Fulton St APT 2A, New York, NY, 10038

2beds
2baths
1,471sqft
$1,150,000
$782price/sqft
$6,967/moest. monthly cost
$278,680/yrincome needed

About This Home

Sprawling and renovated 2BR/2BA + Terrace at the Fultonhaus Condominium. This beautiful home features a magnificent great room with oversized windows, a primary suite with a private terrace and fully updated bathroom, a beautiful chef's kitchen, updated 2nd bathroom, in unit Washer/Dryer, high ceilings, beautiful floors, Central A/C, and incredible storage space. The current owners have made many upgrades to the apartment, including a full renovation and replacement of all fixtures in both bathrooms. The Central A/C system has a new rooftop compressor and air handler. Fultonhaus is a pre-war/post-war hybrid condominium in the center of the Financial District. Conveniently located one block from the Fulton Street Transit Center, a brand new, beautifully designed station with access to the A/C/E, J/Z, 2/3, 4/5/6, R/W and PATH trains, and just a few minutes from the Wall Street Ferry Terminal, you are never far from anywhere in the city, or even the surrounding tri-state area. Cultural attractions abound downtown with incredible museums, shopping and dining and quick access to the galleries and nightlife of nearby neighborhoods such as Tribeca and the Lower East Side. Outdoor lovers will also feel welcome, with esplanades along both the East River and Hudson River nearby, and the ferry to Governor's Island just a few minutes away. Please note there is an ongoing Reserve Replacement Escrow of $373.54 per month.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
90
BikeBiker's Paradise

Schools

9/10
Spruce Street SchoolGrades PK-80.1 mi
8/10
Jhs 104 Simon BaruchGrades 6-82.3 mi

Construction

Condition

  • Year built: 1919

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,471
  • Total interior livable area: 1,471 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 000911102
  • Special condition: Resale

Features

  • Patio & porch: Terrace
  • Exterior features: Terrace
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Hurricane
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$226$2,712
Property Taxes $680$8,160
Electricity $246$2,954
Total$6,967$83,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,868/yr
40% on housing$209,010/yr
45% on housing$185,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$782This listing

vs Other Active Listings

Avg $/sqft

ZIP 10038$1,298
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10038$1,179
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$1,150,000
2026-05-13Listed for sale$1,250,000
2023-10-08Listing removed--
2023-09-28Price change$5,900
2023-09-21Listed for rent$6,500
2023-05-23Price change$1,395,000
2022-11-02Listed for sale$1,495,000
2007-01-31Sold$1,272,812

For Sale by Agent

AgentDennis Feldman
BrokerageCompass

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