643 RIDGE TRCE, San Antonio, TX, 78258
About This Home
Luxurious Updated and Solar-powered Stone Oak Gem. Energy-efficient luxury meets modern sustainability in the highly sought after gated Ridge at Stone Oak! This exceptional 2006 built custom home has been thoughtfully refreshed with high -end upgrades, including a solar panel system that provides savings and environmental benefits. Spanning approximately 4000 sq ft on a spacious 1 acre lot, the 5 bedroom, 3.5 bath residence offers turnkey elegance, privacy, and forward thinking features in one of San Antonio's most desirable Northside communities. 5 generous bedrooms with Primary suite downstairs plus flexible bonus spaces for office, gym, or storage. This property stands out with its combination of recent high-quality upgrades, positioning it as a smart investment in a market where energy-efficient homes command strong demand and appreciation in Stone Oak. This rare, move-in-ready opportunity in the Ridge at Stone Oak won't last- schedule your private showing today and experience sustainable luxury first hand!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Built-In Oven,Range,Disposal,Dishwasher,Plumbed For Ice Maker,Water Softener Owned,Gas Water Heater,ENERGY STAR Qualified Appliances
- Laundry features: Washer Hookup,Dryer Connection
Bedroom2
- Area: 168
Bedroom3
- Area: 196
Bedroom4
- Area: 168
Bedroom5
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Area: 216
Features
- One Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Study/Library,Game Room,Media Room,Shop,Utility Room Inside,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Custom Cabinets,Programmable Thermostat
- Window features: Double Pane Windows,Window Coverings
- Flooring: Marble,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Two Central
Interior Area
- Total interior livable area: 3,896 sqft
Kitchen
- Area: 108
Living Room
- Area: 425
Master Bathroom
- Features: Tub/Shower Separate,Double Vanity
- Area: 144
Master Bedroom
- Features: Ceiling Fan(s)
- Area: 224
Property
Details
- Parcel number: 192190060300
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Deck
- Exterior features: Sprinkler System
- Residential vegetation: Partially Wooded,Mature Trees (ext feat)
Lot
- Lot size: 1 Acres
- Features: Greenbelt,1 - 2 Acres,Sloped
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $555 | $6,660 |
| Property Taxes | $1,437 | $17,244 |
| Electricity | $427 | $5,133 |
| Total | $7,222 | $86,664 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $980,000 |
| 2021-12-10 | Sold | -- |
| 2021-12-05 | Pending sale | $779,000 |
| 2021-10-28 | Contingent | $779,000 |
| 2021-10-17 | Price change | $779,000 |
| 2021-08-26 | Listed for sale | $799,000 |
| 2021-07-26 | Contingent | $850,000 |
| 2021-04-28 | Listed for sale | $850,000 |
| 2011-08-03 | Sold | -- |
| 2011-06-28 | Price change | $359,900 |
| 2011-05-01 | Price change | $389,900 |
| 2011-03-31 | Price change | $414,900 |
| 2011-02-26 | Listed for sale | $436,400 |
| 2011-02-07 | Sold | -- |
| 2011-01-28 | Price change | $435,000 |
| 2011-01-01 | Listed for sale | $450,000 |
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