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139 Hogtown Road, Fort Ann, NY, 12827

2beds
2baths
1,134sqft
$199,000
$175price/sqft
$1,627/moest. monthly cost
$65,080/yrincome needed

About This Home

Dream getaway camp with lake views ready for completion. Tucked away on a quiet nearly one acre lot overlooking lovely Paige Pond, this 2006 built getaway camp offers true tranquility while staying close to the lakes, restaurants and shopping. Originally the dream retreat of a respected Clifton Park builder, it is ready for a new owner to complete the vision, with materials to finish most of the property included in the sale, from cabinetry to fixtures (tools excluded). Inside you will find 1,134 square feet of living space with mixed hardwood floors throughout, a gas fireplace in the main living room, and two full baths featuring a jacuzzi tub on the second floor and a stand up shower on the first. The home is solidly built, with walls framed 12 inches on center, 5/8 inch plywood, R21 wall and R30 ceiling insulation, high end JELD WEN windows roughly 15 years old, and newer insulated exterior doors. Plumbing is roughed in with all PEX and electrical is roughed in, both inspected per the homeowner. A full basement with exterior door houses the washer, dryer and utility sink. Exterior highlights include architectural 40 year shingles, copper dormer flashing, a porch, an outdoor shower, a completed pathway from the driveway, and rear deck grading ready for construction to capture the Paige Pond views. Mechanicals feature a Goodman forced hot air propane furnace, electric heat on the second floor, a 40 gallon GE water heater, 200 amp service, a drilled well at 190 feet, and a 1000 gallon septic tank, all designed to fully winterize within minutes. National Grid electric and AmeriGas propane serve the home, and the driveway accommodates three vehicles. As a Fort Ann resident, you also enjoy access to the Fort Ann Town Beach on Lake George at the end of Pilot Knob Road. A rare chance to finish a quality built camp and make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Washer
  • Laundry features: In Basement,Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,134

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,134
  • Total interior livable area: 1,134 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 532889 65.116.4
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Outdoor Shower
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water

Lot

  • Lot size: 0.92 Acres
  • Features: Views

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$89$1,068
Property Taxes $286$3,432
Electricity $246$2,954
Total$1,627$19,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,782/yr
40% on housing$48,810/yr
45% on housing$43,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 12827$310
Washington County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12827$206
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$199,000
2026-07-07Listed for sale$269,000
2007-11-07Sold$40,000

For Sale by Agent

AgentErin Steinbach
BrokerageJulie & Co Realty LLC

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