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4801 S Congress Ave APT N2, Austin, TX, 78745

2beds
2baths
1,200sqft
$375,000
$313price/sqft
$2,915/moest. monthly cost
$116,600/yrincome needed

About This Home

Experience the best of urban Austin living in this stylish 2-bedroom, 1.5-bath loft-style condo, perfectly positioned just steps from the vibrant St. Elmo District and backing to the 4-acre Battle Bend Park. Designed with a modern industrial aesthetic, the home features exposed steel beams, high ceilings, expansive windows that flood the space with natural light, polished concrete floors, sleek European-inspired cabinetry, stainless steel appliances, fresh interior paint, and a full-size washer and dryer. The showstopper is the oversized private rooftop terrace—an incredible extension of the living space perfect for entertaining, relaxing, or taking in the Austin horizon. Enjoy the convenience of an attached two-car garage, secure gated access, and low HOA dues, all just minutes from Downtown Austin, St. Edward's University, major employers, coffee bars, restaurants, shopping, nightlife, and public transit. Whether you're looking for a low-maintenance primary residence or an investment in one of Austin's most exciting and evolving neighborhoods, this move-in-ready Bel Air Loft delivers the ideal blend of style, location, and lifestyle.

Getting Around

67
WalkingSomewhat Walkable
48
TransitSome Transit
52
BikeBikeable

Schools

4/10
Galindo Elementary SchoolGrades PK-51.2 mi
2/10
Bedichek Middle SchoolGrades 6-81.6 mi
1/10
Travis High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Flat Tile, Membrane

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Free-Standing Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Quartz Counters,Double Vanity,Interior Steps,Stackable W/D Connections
  • Window features: None
  • Flooring: Concrete
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,200 sqft

Living Room

  • Features: Bar,Ceiling Fan(s),High Ceilings,Smart Thermostat,Track Lighting
  • Level: Second

Primary Bedroom

  • Features: Ceiling Fan(s),Quartz Counters
  • Level: Third

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04140513420000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Exterior Steps
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Panoramic,Park/Greenbelt
  • Waterfront features: None

Lot

  • Lot size: 2,178 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$151$1,812
Property Taxes $630$7,560
Electricity $238$2,859
Total$2,915$34,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,942/yr
40% on housing$87,450/yr
45% on housing$77,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 78745$215
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78745$327
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$375,000
2022-04-12Listing removed--
2022-03-27Contingent$535,000
2022-03-22Listed for sale$535,000
2012-07-15Listing removed$1,550
2012-06-14Listed for rent$1,550
2010-04-24Listing removed$1,500
2010-03-26Listed for sale$1,500

For Sale by Agent

AgentStacey Weathers
BrokerageThe Davis Company

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