2106 E Terrace Street, Seattle, WA, 98122
About This Home
If walkability is important, you have to see this move-in ready Central District townhome—minutes from Seattle U, Swedish & Harborview hospitals, and neighborhood parks and community centers. This light-filled home blends comfort with low-maintenance living in one of Seattle's connected neighborhoods.The mid-level living area is wrapped in natural light with tree-canopy views, a cozy gas fireplace, engineered oak hardwood floors, and a convenient ½ bath. The kitchen is built for real cooking: gas range, built-in wall oven, double dishwasher drawers and granite counters. Upstairs offers two generously sized bedrooms, with a Jack-and-Jill bathroom in between featuring a double vanity and tons of storage. The lower level adds flexible den/office space — ideal for remote work or guests. Efficient hydronic heating keeps monthly costs down, and the attached 1-car garage adds everyday convenience. Location, comfort, and low-maintenance living — all in the heart of the Central District.
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Poured Concrete,Slab
- Roof: Composition
- Construction materials: Cement Planked,Wood Siding,Cement Plank
Other
- Builder name: Red Island Development
Type & Style
- Home type: Townhouse
- Architectural style: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)
Basement
- Has basement: Yes
- Basement: Daylight,Finished
Bathroom Full
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bonus Room
- Level: Lower
Entry Hall
- Level: Lower
Features
- Bath Off Primary,High Tech Cabling
- Window features: Skylight(s)
- Flooring: Engineered Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Wall Furnace,Electric,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Property
Details
- Parcel number: 9126100873
- Zoning: LR2
- Zoning description: Jurisdiction: City
- Special condition: Standard
Features
- Levels: Multi/Split
- Entry location: Lower
- Patio & porch: Bath Off Primary,Fireplace,High Tech Cabling,Security System,Skylight(s),Vaulted Ceiling(s)
- Residential vegetation: Garden Space
Lot
- Lot size: 1,494 sqft
- Features: Paved,Sidewalk,Fenced-Partially,Gas Available,Patio
Parking
- Total spaces: 1
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in King County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $573 | $6,876 |
| Electricity | $149 | $1,793 |
| Total | $4,246 | $50,952 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $675,000 |
| 2026-07-10 | Listed for sale | $685,000 |
| 2025-08-18 | Listing removed | $3,400 |
| 2025-08-05 | Listed for rent | $3,400 |
| 2021-04-27 | Sold | $705,000 |
| 2021-03-24 | Listing removed | -- |
| 2015-11-20 | Listing removed | $2,500 |
| 2015-11-05 | Price change | $2,500 |
| 2015-09-14 | Listed for rent | $2,600 |
| 2007-08-21 | Sold | $380,000 |
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