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10702 Patron Loop, Laredo, TX, 78045

3beds
2baths
1,654sqft
$350,000
$212price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Welcome to this beautifully maintained 1-story home featuring 3 spacious bedrooms and 2 full baths, perfectly situated on a desirable corner lot. The open floor plan creates a warm, inviting space that seamlessly connects the living, dining, and kitchen, ideal for entertaining or family gatherings. Enjoy outdoor living on the large deck, perfect for weekend BBQs or relaxing evenings. For hobbyists or those needing extra space, the property includes a fully air-conditioned 200sqft workshop/manshed.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
9/10
Elias Herrera MiddleGrades 6-81.2 mi
7/10
United High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition Shingle,1-5 Years
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Self Cleaning Oven,Electric Water Heater
  • Laundry features: Washer and Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Large Master Bedroom,Dining Room,Walk-In Closet(s),Workshop,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Attic: Storage

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric,Attic Fan

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,654 sqft

Kitchen

  • Features: Kitchen Island,Granite Counters,Custom

Property

Details

  • Parcel number: 319917
  • Other equipment: Satellite System

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear,Deck,Patio
  • Fencing: Fenced,Masonry
  • Topography of land: Level

Lot

  • Lot size: 7,345 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$205$2,460
Property Taxes $225$2,700
Electricity $238$2,859
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 78045$150
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78045$165
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$335,000
2026-07-22Price change$350,000
2026-06-06Listed for sale$352,000
2026-05-01Listing removed$352,000
2026-03-31Price change$352,000
2026-02-03Price change$352,500
2025-06-18Price change$355,000
2025-04-05Listed for sale$360,000

For Sale by Agent

AgentJorge Orduna
BrokerageKeller Williams City-View

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