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26 Oliveira Loop, Freedom, CA, 95019

3beds
3baths
1,635sqft
$765,000
$468price/sqft
$5,277/moest. monthly cost
$211,080/yrincome needed

About This Home

Beautiful Contemporary Mediterranean townhome with 3 ample sized bedrooms, 2 full baths and a downstairs powder room for guests. Separate living and family rooms, granite counters in kitchen, along with newer stainless steel appliances. This home has been meticulously maintained and is in a desirable neighborhood in Freedom where neighbors know each other and the kids can bike and play outdoors with other children nextdoor. Green space is waiting just outside the living room door, and there is a private fenced patio for dinner parties and for unwinding after a long day's work. Come see this beauty, she is waiting for her next family to raise.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

2/10
2/10
4/10
Pajaro Valley High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Concrete, Tile
  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Mediterranean
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Range Hood,Microwave,Self Cleaning Oven,Gas Oven/Range,Dryer,Washer
  • Laundry features: Gas Dryer Hookup,Upper Floor,Inside

Bathroom

  • Features: DoubleSinks, Granite, ShowerandTub, ShowersoverTubs2plus, Skylight, Tile, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea, DiningAreainLivingRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Walk-In Closet(s)
  • Door features: None
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central Forced Air,Central Forced Air Gas,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,635
  • Total interior livable area: 1,635 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan, Pantry

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01533161000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue,Dog Run/Kennel,Fenced
  • Fencing: Wood
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached,Guest,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$165$1,980
Property Taxes $846$10,152
Electricity $398$4,786
Total$5,277$63,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,925/yr
40% on housing$158,310/yr
45% on housing$140,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 95019$427
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95019$747
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$765,000
2020-01-22Sold$280,000
2012-03-29Listing removed$279,500
2012-02-27Listed for sale$279,500
2011-08-25Sold$250,000
2011-05-02Listed for sale$279,500
2011-02-25Sold$218,255

For Sale by Agent

AgentBahia Williams Group Williams
BrokerageAldina Real Estate,Inc.

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