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237 Pacifica Blvd Unit 301, Watsonville, CA, 95076

1beds
1baths
701sqft
$375,000
$535price/sqft
$2,783/moest. monthly cost
$111,320/yrincome needed

About This Home

Nicely maintained 1-bedroom, 1-bath condominium located on the third floor in a well-kept community. This inviting home offers comfortable living with an open layout and great natural light, plus the convenience of an in-unit washer and dryer, plenty of storage space throughout, and a good sized private balcony, perfect for relaxing or enjoying fresh air. Community amenities feature thoughtfully maintained common areas, a playground, and welcoming outdoor spaces. Ideally located near everyday amenities, shopping,  local trails, and just across the street from Ramsey Park, offering additional recreation and green space close by. This is an excellent opportunity for affordable homeownership through the City of Watsonville Affordable Housing Program. This unit is subject to the Above Moderate-Income Restriction. Buyer must qualify and meet all program requirements.

Getting Around

64
WalkingSomewhat Walkable
42
TransitSome Transit
69
BikeBikeable

Schools

2/10
2/10
4/10
Pajaro Valley High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Laundry features: Inside

Bathroom

  • Features: Granite, ShoweroverTub1

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 701
  • Total interior livable area: 701 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 01657109000
  • Zoning: RM-3-PD
  • Special condition: Standard

Lot

  • Lot size: 697 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$77$924
Property Taxes $412$4,944
Electricity $398$4,786
Total$2,783$33,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,417/yr
40% on housing$83,490/yr
45% on housing$74,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$535This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$494
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$360,000
2026-06-17Listed for sale$375,000
2007-12-21Sold$257,000

For Sale by Agent

AgentErika Lua-Chavez
BrokerageRoom Real Estate

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