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2 Pond Ridge Crossing, Newburgh, NY, 12550

4beds
3baths
3,128sqft
$754,000
$241price/sqft
$5,844/moest. monthly cost
$233,760/yrincome needed

About This Home

Welcome Home! Beautifully maintained colonial set on a private paved road in Newburgh with Newburgh Schools. Offering over 3,100 sq ft, this light-filled home features hardwood floors, vaulted ceilings, and an open, airy layout. Formal living and dining rooms are ideal for entertaining, while the granite kitchen with solid wood cabinetry and gas range flows into an eat-in area with sliding doors to the patio and a spacious family room with soaring ceilings and pellet fireplace. A first-floor office with bay window and closet offers flexibility as a fifth/guest bedroom. Powder room and laundry with garage access complete the main level. Upstairs, the primary suite features vaulted ceilings, French doors, walk-in closet, and spa-like bath with jetted tub and double vanity. Three additional bedrooms and a full hall bath overlook the family room. Full basement adds approx. 1,600 sq ft with 7+ ft ceilings and multiple windows—ideal for storage or finishing. Updates include whole-house Generac generator, dual septic (pumped March 2026), well with filtration, updated hot water tank, dual-zone central air, security system, and irrigation. Enjoy outdoor living on the oversized bluestone patio with retaining wall, plus a two-car attached garage. Convenient to shopping, dining, I-84, and the Newburgh-Beacon Bridge—perfect for commuters. Privacy, comfort, and scenic views—this is a must see!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Actual
  • Year built: 2006

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chefs Kitchen,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting,Soaking Tub,Storage,Walk Through Kitchen
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,128
  • Total interior livable area: 3,128 sqft

Laundry

  • Level: First

Lavatory

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 3346000390000001063.2300000
  • Special condition: None

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,812$45,744
Home Insurance *$247$2,964
Property Taxes $1,269$15,228
Electricity $516$6,203
Total$5,844$70,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,365/yr
40% on housing$175,320/yr
45% on housing$155,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$206
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$774,000
2026-04-10Listed for sale$799,999
2025-12-11Listing removed$794,500
2025-10-20Price change$794,500
2025-10-03Listed for sale$800,000
2013-11-20Sold$233,000

For Sale by Agent

AgentBrenda Otero
BrokerageHomeSmart Homes & Estates

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