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5895 Geer Rd, Hamilton, NY, 13346

2beds
2baths
1,456sqft
$389,000
$267price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Purchased a year ago, refurbished entire home and then life took them in another direction. This wonderful home sits on beautiful Lebanon Reservoir with 100 feet of lakefront! Delightfully tranquil setting right on the water! This home has 1456 sq ft of comfortable living space with 2 plus bedrooms. There is an office that could be a third bedroom. Plus the entire upstairs could be finished to a 2nd floor bedroom area, stairs are already in. Flat lawn, not a staircase from where you park your car to the waterfront! This home comes fully furnished plus an outdoor shed for lawn equipment and water sports storage. This could easily be summers only or year-round living. Just 5 miles to Hamilton. The open design flows beautifully to the large deck accessed by 2 new sliding doors (2024) overlooking the lake! Current owners have completely painted all interior walls including trim and ceilings! All new light fixtures and window treatments. Beautiful new luxury vinyl flooring throughout, PLUS all new appliances and washer & dryer ! The kitchen has new countertops, sink and a wonderful window over the sink to look out at the lake! Also a new 40 gal water heater installed. This is a turnkey property including furniture, ready for you to make it yours! For those not familiar with Lebanon Reservoir, Physical Features Elevation: 1309 feet , Area: 96 acres, Shoreline Length: 2.2 miles, Maximum Depth: 45 feet. Yes, you can ski, fish, pontoon, kayak or canoe!! This home just needs a dock and you're ready to go! Also, there is a 20' wide concrete boat launch just across the lake! Lebanon is stocked each spring by the NYSDEC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Other,See Remarks
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • French Door(s)/Atrium Door(s),Furnished,Home Office,Kitchen Island,Living/Dining Room,Sliding Glass Door(s),Window Treatments,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Luxury Vinyl

Heating

  • Heating features: Propane,Forced Air,Wall Furnace

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,No Stairs

Details

  • Parcel number: 25340018200600020220060000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Awning(s),Dirt Driveway,Deck,Gravel Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Lebanon Reservoir
  • Frontage length: 100

Lot

  • Lot size: 0.72 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 100 x 335

Parking

  • Parking features: No Garage,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$156$1,872
Property Taxes $641$7,692
Electricity $246$2,954
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 13346$231
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13346$194
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$389,000
2025-06-27Sold$275,000
2025-05-18Pending sale$285,000
2025-05-15Price change$285,000
2025-04-24Price change$298,500
2025-04-02Listed for sale$319,900
1998-08-10Sold$32,000

For Sale by Agent

AgentLaurie Omans
BrokerageBerkshire Hathaway CNY Realty

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