1128 West St, Utica, NY, 13501
About This Home
Discover this beautifully maintained 5-bedroom, 3-bathroom single-family home built in 2006 at 1128 West St in Utica. Offering approximately 1,800 square feet of living space, this inviting two-story residence blends modern updates with comfortable family living in a up-and-coming neighborhood. The main level features a spacious open-concept layout ideal for everyday living and entertaining. The updated kitchen includes sleek stainless steel appliances and new lighting, creating a bright and functional space. The open front porch overlooks the attractively landscaped front yard, providing a welcoming spot to enjoy the neighborhood. Upstairs, you’ll find four generously sized bedrooms and two full bathrooms. The lower level offers a partially finished fifth bedroom and bathroom providing flexible space for a guest suite, home office, or additional living area. Outside, the expansive backyard is a true oasis featuring a heated in-ground pool and a large private yard perfect for relaxation. Recent upgrades include a new water heater and new sump pump, ensuring peace of mind and long-term reliability.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Foundation: Poured
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Features
- Eat-in Kitchen,Bath in Primary Bedroom
- Flooring: Laminate,Varies
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Property
Details
- Parcel number: 318.66215
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway
Lot
- Lot size: 6,534 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 56 x 117
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,357 | $16,284 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $387 | $4,644 |
| Electricity | $297 | $3,569 |
| Total | $2,189 | $26,268 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $268,500 |
| 2026-01-17 | Listing removed | $269,900 |
| 2025-07-17 | Listed for sale | $269,900 |
| 2023-09-25 | Sold | $200,000 |
| 2023-06-11 | Pending sale | $199,900 |
| 2023-06-10 | Listed for sale | $199,900 |
| 2018-06-12 | Listing removed | $61,499 |
| 2018-05-16 | Listed for sale | -- |
| 2007-06-18 | Sold | $254,000 |
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