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22822 County Route 144, Black River, NY, 13612

4beds
3baths
2,880sqft
$499,900
$174price/sqft
$3,823/moest. monthly cost
$152,920/yrincome needed

About This Home

Welcome to this beautifully maintained, move-in-ready Cape Cod with fantastic curb appeal, offering approximately 2,800 SF, 4 bedrooms, 3 full baths and 2.5 picturesque acres in Black River. Just 10 minutes to Watertown and a quick commute to Fort Drum, this home offers peaceful country living with everyday convenience. The oversized custom kitchen is the heart of the home, featuring abundant cabinetry, pantry, generous counter space, a large island with seating, breakfast nook and formal dining room. The bar-sink with pull-down pot-filler faucet located next to the brand-new gas range makes cooking and entertaining a pleasure! The spacious first-floor primary suite features dual closets and an en-suite bath with dual shower heads. Two living areas provide flexible space for entertaining, relaxing, a home office, craft room or playroom. The main-level laundry room includes front-loaders, custom cabinetry and a convenient small dog-wash area. THE WORKSHOP & ABUNDANT STORAGE SET THIS PROPERTY APART. The standout feature is the 34x30 detached heated 3-car garage/workshop. It offers propane heat, water, a separate electrical panel and 220V power for welding or EV charging, while still leaving room for a substantial workshop. The garage includes approximately 600 SF of accessible attic storage, plus a fully enclosed 34x16 rear lean-to providing approximately 500 SF for lawn equipment, recreational gear and outdoor toys. Need even more storage? The short basement offers approximately 1,900 SF of climate-controlled storage. Combined with the garage attic and lean-to, this home has approximately 3,000 SF of additional storage space. Enjoy the covered front and rear porches, beautifully landscaped grounds and peaceful setting. Public water and sewer, vinyl siding and a new metal roof provide low-maintenance living. The outdoor propane grill is permanently connected to the home’s propane tank. For winter recreation enthusiasts, State snowmobile trails back directly to the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Black River SchoolGrades PK-42.9 mi
6/10
Carthage Middle SchoolGrades 5-85.0 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen Island,Pantry,Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 2254890750200001010000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Gravel Driveway

Lot

  • Lot size: 2.57 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 300 x 400

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$272$3,264
Property Taxes $549$6,588
Electricity $475$5,711
Total$3,823$45,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,074/yr
40% on housing$114,690/yr
45% on housing$101,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 13612$122
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13612$149
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$499,900
2016-03-09Sold$75,000
2015-09-28Sold$30,000
2011-09-28Sold$10,500
2005-09-22Sold$17,000
1995-11-06Sold$6,500

For Sale by Agent

AgentLorie LeFevre
BrokerageFirst Choice Real Estate

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